(FCNCA)

Role: 10%+ Owner
Signature: Olivia B. Holding, By: E. Knox Proctor V , Attorney-in-fact
Issuer symbol: FCNCA
Transactions as of: 02 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 04 Mar 2026, 17:12:11 UTC
Previous filing: 18 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Holding Olivia Britton	10%+ Owner	POST OFFICE BOX 1352, SMITHFIELD	Olivia B. Holding, By: E. Knox Proctor V , Attorney-in-fact	04 Mar 2026	0001563717

Transactions Table

Type	Sym	Class	Transaction	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FCNCA	Class A Common	Gift	+10	+0%	$0.000000^*	537,671	02 Mar 2026	By Olivia B. Holding Revocable Trust
transaction	FCNCA	Class A Common	Gift	-130	-0.02%	$0.000000^*	537,541	02 Mar 2026	By Olivia B. Holding Revocable Trust
transaction	FCNCA	Class B Common	Gift	+168	+0.14%	$0.000000^*	122,094	02 Mar 2026	By Olivia B. Holding Revocable Trust
holding	FCNCA	Class A Common					10,544	02 Mar 2026	As beneficiary of a trust
holding	FCNCA	Class A Common					12,152	02 Mar 2026	CoTrustee of P. M. Bristow 2019 Irr Family Trust
holding	FCNCA	Class A Common					2,675	02 Mar 2026	By Holding Properties, LLC	F1
holding	FCNCA	Class A Common					827	02 Mar 2026	By E&F Properties, Inc.	F1
holding	FCNCA	Class A Common					12,530	02 Mar 2026	By Twin States Farming, Inc.	F1
holding	FCNCA	Class A Common					192,063	02 Mar 2026	By Southern BancShares (N.C.), Inc and subsidiary	F1
holding	FCNCA	Class A Common					174,469	02 Mar 2026	By YVC Holdings, Inc.	F1
holding	FCNCA	Class A Common					100,000	02 Mar 2026	By Fidelity BancShares (N.C.), Inc.	F1
holding	FCNCA	Class B Common					1,225	02 Mar 2026	As beneficiary of a trust
holding	FCNCA	Class B Common					2,156	02 Mar 2026	By Holding Properties, LLC	F1
holding	FCNCA	Class B Common					200	02 Mar 2026	By E&F Properties, Inc.	F1
holding	FCNCA	Class B Common					1,764	02 Mar 2026	By Twin States Farming, Inc.	F1
holding	FCNCA	Class B Common					22,619	02 Mar 2026	By Southern BancShares (N.C.), Inc.	F1
holding	FCNCA	Class B Common					4,480	02 Mar 2026	By YVC Holdings, Inc.	F1
holding	FCNCA	Depositary Shares					22,000	02 Mar 2026	By Holding Properties, LLC	F1, F2
holding	FCNCA	Depositary Shares					198,945	02 Mar 2026	By Southern BancShares (N.C.), Inc.	F1, F2
holding	FCNCA	Depositary Shares					200,000	02 Mar 2026	By Fidelity BancShares (N.C.), Inc.	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The reporting person is a director, officer, manager and/or shareholder of the companies that own these shares, but she disclaims beneficial ownership of the listed shares except to the extent of her pecuniary interest therein, if any, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.
F2	Each Depositary Share represents a 1/40th interest in a share of the Issuer's 5.375% Non-Cumulative Perpetual Preferred Stock, Series A.

Content

The reporting person is a director, officer, manager and/or shareholder of the companies that own these shares, but she disclaims beneficial ownership of the listed shares except to the extent of her pecuniary interest therein, if any, and this report shall not be deemed an admission that the reporting person is the beneficial owner of such securities for purposes of Section 16 of the Securities Exchange Act of 1934 or for any other purpose.

Each Depositary Share represents a 1/40th interest in a share of the Issuer's 5.375% Non-Cumulative Perpetual Preferred Stock, Series A.