Natasha R. Luddington - 14 May 2025 Form 4 Insider Report for FULTON FINANCIAL CORP (FULT)

Role: Sr.EVP & Chief Legal Officer
Signature: Mark A. Crowe, Attorney-in-Fact
Issuer symbol: FULT
Transactions as of: 14 May 2025
Net transactions value: -$852
Form type: 4
Filing time: 16 May 2025, 13:55:07 UTC
Previous filing: 05 May 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Luddington Natasha R.	Sr.EVP & Chief Legal Officer	C/O FULTON FINANCIAL CORPORATION, P.O. BOX 4887, ONE PENN SQUARE, LANCASTER	Mark A. Crowe, Attorney-in-Fact	16 May 2025	0001892180

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FULT	$2.50 par value Common Stock	Options Exercise	$0	+85	+0.45%	$0.000000	19,150	14 May 2025	Direct	F1
transaction	FULT	$2.50 par value Common Stock	Tax liability	$852	-41	-0.21%	$20.76	19,109	14 May 2025	Direct	F2, F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	FULT	Restricted Stock Units	Options Exercise	$0	-85	-0.53%	$0.000000	15,972	14 May 2025	$2.50 par value Common Stock	85		Direct	F4, F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents dividend equivalent units (the "DEUs") credited to the restricted stock units granted January 3, 2022 (the "RSUs") with respect to the common stock dividend declared on December 17, 2024 and payable on January 15, 2025 to shareholders of record as of December 31, 2024 (the "January 2025 Dividend"). The RSUs were unvested as of the record date for the January 2025 Dividend and vested on January 3, 2025. Due to inadvertent error, delivery of shares of common stock with respect to the January 2025 Dividend to the reporting person did not occur until May 14, 2025.
F2	Represents shares withheld to cover the reporting person's tax liability.
F3	Price reflects the closing price of Fulton Financial Corporation common stock on January 15, 2025, the payment date for the January 2025 Dividend.
F4	Represents the DEUs credited on the RSUs with respect to the January 2025 Dividend. Each restricted stock unit represents the contingent right to receive one share of Fulton Financial Corporation common stock.
F5	Represents the DEUs credited on the RSUs with respect to the January 2025 Dividend. The RSUs were unvested as of the record date for the January 2025 Dividend and vested on January 3, 2025. Due to inadvertent error, delivery of shares of common stock with respect to the January 2025 Dividend to the reporting person did not occur until May 14, 2025. The restricted stock units were credited with additional dividend equivalent units with respect to the common stock dividend declared on March 18, 2025 and payable on April 15, 2025 to shareholders of record as of April 1, 2025 that were cancelled and the reporting person received a cash payment with respect to that dividend.