Matthew Wayne Jenkins - 10 Mar 2023 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: COO & GM, Personal-Auto Loans
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 10 Mar 2023
Net transactions value: -$29,151
Form type: 4
Filing time: 14 Mar 2023, 17:44:43 UTC
Previous filing: 07 Mar 2023
Next filing: 11 Sep 2023
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+7,237	+4.3%		176,184	10 Mar 2023	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$9,271	-2,146	-1.2%	$4.32	174,038	10 Mar 2023	Direct	F2
transaction	OPRT	Common Stock	Tax liability	$3,832	-887	-0.51%	$4.32	173,151	10 Mar 2023	Direct	F2
transaction	OPRT	Common Stock	Tax liability	$16,049	-3,715	-2.1%	$4.32	169,436	10 Mar 2023	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-7,237	-50%	$0.000000	7,237	10 Mar 2023	Common Stock	7,237		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	The restricted stock units vest over four years from March 10, 2020 with 1/4 of the restricted stock units vesting annually on each anniversary date, provided that the Reporting Person remains in continuous service to the Issuer on each vesting date.