Raul Vazquez - 03 Mar 2022 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: Chief Executive Officer, Director
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 03 Mar 2022
Net transactions value: -$98,596
Form type: 4
Filing time: 07 Mar 2022, 16:46:34 UTC
Previous filing: 24 Jan 2022
Next filing: 21 Mar 2022
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+17,848	+4.7%		396,380	03 Mar 2022	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$98,596	-6,276	-1.6%	$15.71	390,104	03 Mar 2022	Direct	F2
holding	OPRT	Common Stock						172,864	03 Mar 2022	See footnote	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-17,848	-50%	$0.000000	17,849	03 Mar 2022	Common Stock	17,848		Direct	F1, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax obligations in connection with the vesting of previously reported restricted stock units.
F3	These shares are held in a family trust for which the Reporting Person is the Trustee.
F4	Twenty-Five percent of the restricted stock units vested on March 3, 2020 and the balance vests annually over three years, provided that the Reporting Person remains in continuous service to the Issuer on each vesting date.