Matthew Wayne Jenkins - Aug 30, 2021 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: COO & GM, Personal-Auto Loans
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Stock symbol: OPRT
Transactions as of: Aug 30, 2021
Transactions value $: -$63,468
Form type: 4
Date filed: 8/31/2021, 06:10 PM
Next filing: Sep 14, 2021

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+10.5K	+12.68%		93.2K	Aug 30, 2021	Direct	F1
transaction	OPRT	Common Stock	Tax liability	-$63.5K	-2.55K	-2.74%	$24.86	90.6K	Aug 30, 2021	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-10.5K	-50%	$0.00	10.5K	Aug 30, 2021	Common Stock	10.5K		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax withholding requirements in connection with the vesting of restricted stock units.
F3	The restricted stock units vest over four years from August 30, 2018, with twenty-five percent vesting on each one year anniversary, provided that the Reporting Person remains in continuous service to the Issuer on each vesting date.