Patrick Kirscht - 30 Aug 2021 Form 4 Insider Report for Oportun Financial Corp (OPRT)

Role: Chief Credit Officer
Signature: /s/ Kathleen Layton (Attorney-in-Fact)
Issuer symbol: OPRT
Transactions as of: 30 Aug 2021
Net transactions value: -$153,415
Form type: 4
Filing time: 31 Aug 2021, 18:04:24 UTC
Previous filing: 06 Aug 2021
Next filing: 14 Sep 2021
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	OPRT	Common Stock	Options Exercise		+12,579	+9.1%		151,118	30 Aug 2021	Direct	F1
transaction	OPRT	Common Stock	Tax liability	$103,815	-4,176	-2.8%	$24.86	146,942	30 Aug 2021	Direct	F2
transaction	OPRT	Common Stock	Sale	$49,600	-2,000	-1.4%	$24.80	144,942	31 Aug 2021	Direct	F3, F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	OPRT	Restricted Stock Units	Options Exercise	$0	-12,579	-50%	$0.000000	12,580	30 Aug 2021	Common Stock	12,579		Direct	F1, F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents the right to receive at settlement, one share of common stock.
F2	No shares were sold - these shares were withheld by the Issuer to satisfy tax withholding requirements in connection with the vesting of restricted stock units.
F3	These shares were sold pursuant to a Rule 10b5-1 trading plan entered into by the Reporting Person on 12/15/2020.
F4	All shares were sold at the same price.
F5	The restricted stock units vest over four years from August 30, 2018 with twenty-five percent vesting on the one year anniversary and the remainder vesting quarterly, provided that the Reporting Person remains in continuous service to the Issuer on each vesting date.