Brian J. Smith - 12 Jan 2026 Form 4 Insider Report for LAKELAND FINANCIAL CORP (LKFN)

Role
Director
Signature
/s/ Becka J. Turnbow, Attorney-in-Fact
Issuer symbol
LKFN
Transactions as of
12 Jan 2026
Net transactions value
+$17,519
Form type
4
Filing time
14 Jan 2026, 14:10:55 UTC
Previous filing
06 Nov 2025
Next filing
06 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Smith Brian J Director LAKELAND FINANCIAL CORPORATION, P.O. BOX 1387, WARSAW /s/ Becka J. Turnbow, Attorney-in-Fact 12 Jan 2026 0001525177

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LKFN Common Stock Award $0 +650 +1.6% $0.000000 42,085 13 Jan 2026 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction LKFN Phantom Stock Award $17,519 +309 +1.5% $56.69 20,738 12 Jan 2026 Common Stock 309 Direct F1, F2, F3
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each phantom stock unit exercises into 1 share of common Stock.
F2 Phantom stock is exercisable after the directors' retirement as a Board member.
F3 Phantom shares expire after the directors' retirement as a Board member.