Troughton Mark T. - 08 Dec 2025 Form 4 Insider Report for Chime Financial, Inc.

Role: President
Signature: /s/ Theresa Bloom, by power of attorney
Issuer symbol: CHYM on Nasdaq
Transactions as of: 08 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 10 Dec 2025, 18:53:42 UTC
Previous filing: 21 Nov 2025
Next filing: 16 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Troughton Mark T	President	C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO	/s/ Theresa Bloom, by power of attorney	10 Dec 2025	0001494393

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CHYM	Class A Common Stock	Award	$0	+80,000	+3%	$0.000000	2,709,286	08 Dec 2025	Direct	F1, F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	CHYM	Employee Stock Option (Right to buy)	Award	$0	+160,000		$0.000000	160,000	08 Dec 2025	Class A Common Stock	160,000	$23.92	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock. One-sixteenth (1/16th) of the RSUs shall vest on February 15, 2026 and quarterly thereafter, subject to the Reporting Person continuing as a service provider through each such date.
F2	Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F3	1/48th of the shares subject to the option will vest on December 15, 2025 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.