Sean B. O'Neil - 15 Mar 2026 Form 4 Insider Report for ONITY GROUP INC. (ONIT)

Role: EVP & Chief Financial Officer
Signature: /s/ Leah E. Hutton, Attorney-in-Fact for Sean B. O'Neil
Issuer symbol: ONIT
Transactions as of: 15 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 17 Mar 2026, 16:15:32 UTC
Previous filing: 17 Jun 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
O'Neil Sean Bradley	EVP & Chief Financial Officer	1661 WORTHINGTON ROAD, SUITE 100, WEST PALM BEACH	/s/ Leah E. Hutton, Attorney-in-Fact for Sean B. O'Neil	17 Mar 2026	0001932063

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	ONIT	Common Stock	Options Exercise		+3,227	+6.6%		52,145	15 Mar 2026	Direct	F1
transaction	ONIT	Common Stock	Disposed to Issuer		-3,227	-6.2%		48,918	15 Mar 2026	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	ONIT	Restricted Stock Units	Options Exercise		-3,227	-33%	$0.000000^*	6,454	15 Mar 2026	Common Stock	3,227		Direct	F1, F2
transaction	ONIT	Restricted Stock Units	Award		+9,844		$0.000000^*	9,844	15 Mar 2026	Common Stock	9,844		Direct	F2, F3
transaction	ONIT	Restricted Stock Units	Award		+9,845		$0.000000^*	9,845	15 Mar 2026	Common Stock	9,845		Direct	F2, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On March 15, 2025, the reporting person was granted 9,681 restricted stock units scheduled to vest in three equal annual installments on the first, second, and third anniversaries of grant subject to the reporting person's continued employment and certain other conditions. Each restricted stock unit represents a contingent right to receive a cash payment equal to the closing price of one share of ONIT common stock on the applicable vesting date. The transaction reported reflects the settlement in cash pursuant to the terms of the award of 3,227 restricted stock units that vested pursuant to the award on March 15, 2026. On March 13, 2026, the last trading day prior to the vesting date, the closing price of ONIT common stock was $37.75.
F2	Not applicable
F3	On March 15, 2026, the reporting person was granted 9,844 restricted stock units scheduled to vest in three equal annual installments on the first, second, and third anniversaries of grant subject to the reporting person's continued employment and certain other conditions. Each restricted stock unit represents a contingent right to receive a cash payment equal to the closing price of one share of ONIT common stock on the applicable vesting date.
F4	On March 15, 2026, the reporting person was granted 9,845 restricted stock units subject to both a performance-based condition and a time-based vesting schedule. Each restricted stock unit represents a contingent right to receive a cash payment equal to the closing price of one share of ONIT common stock on the applicable vesting date. Between 0% and 200% of the target number of units will be eligible to vest on March 15, 2029 based on the relative ranking of the Issuer's absolute total shareholder return compared to the absolute total shareholder return of companies within the Issuer's pre-established peer group at designated measurement periods.