Michael Scott Cagney - 10 Dec 2025 Form 4 Insider Report for Figure Technology Solutions, Inc.

Role: Director, 10%+ Owner
Signature: /s/ Ronald Chillemi, Attorney-in-Fact
Issuer symbol: FIGR on Nasdaq
Transactions as of: 10 Dec 2025
Net transactions value: -$7,881,711
Form type: 4
Filing time: 12 Dec 2025, 16:30:20 UTC
Previous filing: 24 Nov 2025
Next filing: 05 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Cagney Michael Scott	Director, 10%+ Owner	C/O FIGURE TECHNOLOGY SOLUTIONS, INC., 100 WEST LIBERTY STREET, SUITE 600, RENO	/s/ Ronald Chillemi, Attorney-in-Fact	12 Dec 2025	0001764897

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FIGR	Class A Common Stock	Conversion of derivative security		+200,058			200,058	10 Dec 2025	Direct	F1
transaction	FIGR	Class A Common Stock	Sale	$1,939,688	-50,128	-25%	$38.69	149,930	10 Dec 2025	Direct	F2, F3
transaction	FIGR	Class A Common Stock	Sale	$5,828,746	-147,104	-98%	$39.62	2,826	10 Dec 2025	Direct	F2, F4
transaction	FIGR	Class A Common Stock	Sale	$113,277	-2,826	-100%	$40.08	0	10 Dec 2025	Direct	F2, F5
holding	FIGR	Class A Common Stock						6,128,993	10 Dec 2025	By Spouse

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	FIGR	Class B Common Stock	Conversion of derivative security	$0	-200,058	-0.66%	$0.000000	30,105,295	10 Dec 2025	Class A Common Stock	200,058		Direct	F1
holding	FIGR	Class B Common Stock						4,313,645	10 Dec 2025	Class A Common Stock	4,313,645		By Family Trust	F1
holding	FIGR	Class B Common Stock						2,237,012	10 Dec 2025	Class A Common Stock	2,237,012		By Rockfish LLC	F1
holding	FIGR	Class B Common Stock						3,185,970	10 Dec 2025	Class A Common Stock	3,185,970		By Children's Trust 1	F1
holding	FIGR	Class B Common Stock						3,185,970	10 Dec 2025	Class A Common Stock	3,185,970		By Children's Trust 2	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each outstanding share of Class B Common Stock will be convertible at any time at the option of the holder into one share of Class A Common Stock. In addition, each share of Class B Common Stock will convert automatically into one share of Class A Common Stock upon any transfer, whether or not for value, except for certain permitted transfers.
F2	Includes shares sold to satisfy tax liability on vesting of restricted stock units.
F3	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $38.045 to $39.04. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
F4	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $39.045 to $40.04. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.
F5	The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $40.05 to $40.17. The reporting person undertakes to provide the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote.