Kevin Joseph Howard - 11 Dec 2025 Form 4 Insider Report for SYNOVUS FINANCIAL CORP (SNV)

Signature
/s/ Mary Maurice Young
Issuer symbol
SNV
Transactions as of
11 Dec 2025
Transactions value $
$452,264
Form type
4
Filing time
15 Dec 2025, 16:17:37 UTC
Previous filing
09 Dec 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Howard Kevin Joseph EVP, Chief Wholesale Bank. Off P.O. BOX 120, COLUMBUS /s/ Mary Maurice Young 15 Dec 2025 0001483027

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction SNV Common Stock Options Exercise $493K +9.36K +15.88% $52.65 68.3K 11 Dec 2025 Direct F1
transaction SNV Common Stock Award $330K +6.27K +9.18% $52.65 74.6K 11 Dec 2025 Direct F2
transaction SNV Common Stock Tax liability -$456K -8.67K -11.62% $52.65 65.9K 11 Dec 2025 Direct F3
transaction SNV Common Stock Options Exercise $581K +11K +16.74% $52.65 76.9K 11 Dec 2025 Direct F1
transaction SNV Common Stock Award $343K +6.51K +8.47% $52.65 83.4K 11 Dec 2025 Direct F4
transaction SNV Common Stock Tax liability -$512K -9.73K -11.66% $52.65 73.7K 11 Dec 2025 Direct F3
transaction SNV Common Stock Options Exercise $0 +2.08K +2.82% $0.00 75.8K 11 Dec 2025 Direct F5
transaction SNV Common Stock Disposed to Issuer -$109K -2.08K -2.74% $52.65 73.7K 11 Dec 2025 Direct F5
transaction SNV Common Stock Options Exercise $0 +2.45K +3.33% $0.00 76.2K 11 Dec 2025 Direct F5
transaction SNV Common Stock Disposed to Issuer -$129K -2.45K -3.22% $52.65 73.7K 11 Dec 2025 Direct F5
transaction SNV Common Stock Options Exercise $0 +1.65K +2.24% $0.00 75.4K 11 Dec 2025 Direct F5
transaction SNV Common Stock Disposed to Issuer -$87K -1.65K -2.19% $52.65 73.7K 11 Dec 2025 Direct F5

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction SNV Performance Stock Units Options Exercise $0 -9.36K -100% $0.00 0 11 Dec 2025 Common Stock 9.36K Direct F1, F6
transaction SNV Performance Stock Units Options Exercise $0 -11K -100% $0.00 0 11 Dec 2025 Common Stock 11K Direct F1, F6
transaction SNV Restricted Stock Units Options Exercise $0 -2.08K -100% $0.00 0 11 Dec 2025 Common Stock 2.08K Direct F5, F6
transaction SNV Restricted Stock Units Options Exercise $0 -2.45K -50% $0.00 2.45K 11 Dec 2025 Common Stock 2.45K Direct F5, F6
transaction SNV Restricted Stock Units Options Exercise $0 -1.65K -33.33% $0.00 3.31K 11 Dec 2025 Common Stock 1.65K Direct F5, F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares are subject to performance stock units (the "PSUs"). The PSUs have a service-based vesting component as well as a performance vesting requirement. Under the service-based vesting component, the PSUs vest 100% after three years subject to the reporting person's continued employment with Synovus. Under the performance vesting component, two performance measures (weighted average return on tangible common equity and relative total shareholder return) are measured over a three-year performance period, with each measure impacting one-half of the PSUs awarded to the reporting person. The actual payout of the PSUs may range from 0% to 150% of the target amount based upon the results of the two performance measures during the performance period compared to the performance objective approved by the Compensation and Human Capital Committee of Synovus' Board of Directors.
F2 On February 17, 2023, the reporting person reported the grant of PSUs. Based upon the Company's determination of performance for the relevant performance period, the reporting person received 4,678 additional shares of the Company's restricted stock, such shares representing the amount vested in excess of the target amount of PSUs initially reported on the Form 4 filed in February 2023. In addition, the reporting person received 1,588 shares through the accrual of dividend equivalents.
F3 These shares were withheld upon the vesting of performance stock units to pay tax withholding obligations.
F4 On February 20, 2024, the reporting person reported the grant of PSUs. Based upon the Company's determination of performance for the relevant performance period, the reporting person received 5,516 additional shares of the Company's restricted stock, such shares representing the amount vested in excess of the target amount of PSUs initially reported on the Form 4 filed in February 2024. In addition, the reporting person received 996 shares through the accrual of dividend equivalents.
F5 These shares are subject to restricted stock units that will be settled in cash upon vesting.
F6 The vesting of certain restricted stock units that would otherwise vest in February of 2026 and PSUs that would otherwise vest in accordance with their terms at the end of the 2025 fiscal year or upon the consummation of the proposed business combination with Pinnacle Financial Partners ("Pinnacle"), in each case held by the reporting person, was accelerated so that the compensation income resulting from the settlement of these awards will be recognized by the reporting person in 2025 for the purpose of mitigating the impact of the excise tax that might otherwise be imposed on the reporting person under Sections 280G and 4999 of the Internal Revenue Code in connection with the proposed business combination with Pinnacle.