Rick C. Jackson - 31 Dec 2025 Form 4 Insider Report for Capitol Federal Financial, Inc. (CFFN)

Role
Executive Vice President
Signature
/s/ Kent G. Townsend, under Power of Attorney
Issuer symbol
CFFN
Transactions as of
31 Dec 2025
Net transactions value
+$21,390
Form type
4
Filing time
05 Jan 2026, 12:54:25 UTC
Previous filing
03 Nov 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Jackson Rick C Executive Vice President C/O CAPITOL FEDERAL FINANCIAL, INC., 700 SOUTH KANSAS AVENUE, TOPEKA /s/ Kent G. Townsend, under Power of Attorney 05 Jan 2026 0001482480

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CFFN CFFN common stock Options Exercise $79,122 +9,147 +4.2% $8.65 225,575 31 Dec 2025 Direct F1
transaction CFFN CFFN common stock Disposed to Issuer $62,291 -9,147 -4.1% $6.81 216,428 31 Dec 2025 Direct F1
holding CFFN CFFN common stock 26,197 31 Dec 2025 ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFFN CFFN Phantom Stock 2022 Options Exercise $79,122 -9,147 -100% $8.65 0 31 Dec 2025 CFFN common stock 9,147 $8.65 Direct F1, F2
transaction CFFN CFFN Phantom Stock 2025 Award $83,681 +12,288 $6.81 12,288 31 Dec 2025 CFFN common stock 12,288 $6.81 Direct F2
holding CFFN CFFN Phantom Stock 2024 3,978 31 Dec 2025 CFFN common stock 3,978 $5.91 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Transaction reflects the deemed conversion of phantom stock units previously acquired under the Issuer's Deferred Incentive Bonus Plan into the underlying shares of common stock and the deemed simultaneous disposition of such shares in connection with the cash settlement of such phantom stock units.
F2 The phantom stock units were acquired under the Issuers Deferred Incentive Bonus Plan and are settled in cash three years from the date of acquisition.