William C. Losch III - 09 Feb 2026 Form 4 Insider Report for Live Oak Bancshares, Inc. (LOB)

Role
President
Signature
/s/ Jonathan A. Greene, By Power of Attorney
Issuer symbol
LOB
Transactions as of
09 Feb 2026
Net transactions value
-$168,469
Form type
4
Filing time
11 Feb 2026, 17:08:41 UTC
Previous filing
27 Aug 2025
Next filing
17 Feb 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Losch William C III President 1741 TIBURON DRIVE, WILMINGTON /s/ Jonathan A. Greene, By Power of Attorney 11 Feb 2026 0001453279

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LOB Voting Common Stock Options Exercise +9,030 +4.7% 199,603 10 Feb 2026 Direct F1
transaction LOB Voting Common Stock Tax liability $168,469 -4,105 -2.1% $41.04 195,498 10 Feb 2026 Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction LOB Restricted Stock Units Award $0 +52,694 $0.000000 52,694 09 Feb 2026 Voting Common Stock 52,694 Direct F1, F2
transaction LOB Restricted Stock Units Options Exercise $0 -9,030 -20% $0.000000 36,123 10 Feb 2026 Voting Common Stock 9,030 Direct F1, F3
holding LOB Restricted Stock Units 42,000 09 Feb 2026 Voting Common Stock 42,000 Direct F1, F4
holding LOB Restricted Stock Units 2,528 09 Feb 2026 Voting Common Stock 2,528 Direct F1, F5
holding LOB Restricted Stock Units 53,769 09 Feb 2026 Voting Common Stock 53,769 Direct F1, F6
holding LOB Restricted Stock Units 150,000 09 Feb 2026 Voting Common Stock 150,000 Direct F1, F7
holding LOB Restricted Stock Units 44,066 09 Feb 2026 Voting Common Stock 44,066 Direct F1, F8
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit ("RSU") represents a contingent right to receive one share of Live Oak Bancshares, Inc. (the "Company") voting common stock.
F2 The RSUs vest in five equal annual installments beginning on February 9, 2027, subject to the reporting person's continuous service to the Company or a related entity on such date.
F3 The RSUs vest in five equal annual installments beginning on February 10, 2026, subject to the reporting person's continuous service to the Company or a related entity on such date.
F4 The RSUs vest in five equal annual installments beginning on August 10, 2022, subject to the reporting person's continuous service to the Company or a related entity on such date.
F5 The RSUs vest in five equal annual installments beginning on February 14, 2023, subject to the reporting person's continuous service to the Company or a related entity on such date.
F6 The RSUs vest in five equal annual installments beginning on February 13, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.
F7 The RSUs vest in five equal annual installments beginning on August 25, 2024, subject to the reporting person's continuous service to the Company or a related entity on such date.
F8 The RSUs vest in five equal annual installments beginning on February 12, 2025, subject to the reporting person's continuous service to the Company or a related entity on such date.