Jennifer W. Steans - 29 Oct 2025 Form 4 Insider Report for VALLEY NATIONAL BANCORP (VLY)

Role: Director
Signature: /s/ Mitchell L. Crandell, As Attorney-in-Fact
Issuer symbol: VLY
Transactions as of: 29 Oct 2025
Net transactions value: $0
Form type: 4
Filing time: 31 Oct 2025, 09:20:32 UTC
Previous filing: 21 May 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Steans Jennifer W	Director	C/O VALLEY NATIONAL BANCORP, ONE PENN PLAZA, NEW YORK	/s/ Mitchell L. Crandell, As Attorney-in-Fact	31 Oct 2025	0001445741

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	VLY	Common Stock	Gift	$0	-868,890	-100%	$0.000000	0	29 Oct 2025	Trustee (Steans 1996 Family Trust)	F1
transaction	VLY	Common Stock	Gift	$0	+289,630		$0.000000	289,630	29 Oct 2025	Trustee (Jennifer W. Steans 1996 Exempt Trust)	F1
holding	VLY	Common Stock						1,199,173	29 Oct 2025	Direct
holding	VLY	Common Stock (Roth IRA)						105,000	29 Oct 2025	Direct
holding	VLY	Common Stock						517,599	29 Oct 2025	Held by partnership (Trilogy Investment Group, LLC)
holding	VLY	Common Stock						297,450	29 Oct 2025	Held by partnership (PCB, LP)
holding	VLY	Common Stock						211,468	29 Oct 2025	Spouse as Trustee (Jennifer W. Steans 1999 Descendants Trust)
holding	VLY	Common Stock						729,700	29 Oct 2025	Spouse
holding	VLY	Common Stock						461,325	29 Oct 2025	By LLC

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The 868,890 shares held by the Steans 1996 Family Trust (the "Family Trust") were divided, in accordance with the terms of the Family Trust, in equal parts and for no consideration into three sub-trusts of the Family Trust, including the Jennifer W. Steans 1996 Exempt Trust, for which the reporting person serves as trustee (the "1996 Exempt Trust"). As a result, one-third of the shares (289,630 shares) previously held in the Family Trust are now held in the 1996 Exempt Trust. The reporting person does not serve as a trustee or otherwise possess investment control over the two other sub-trusts, and as a result, she no longer possesses beneficial ownership of the registrant's shares held by those sub-trusts.

Content

The 868,890 shares held by the Steans 1996 Family Trust (the "Family Trust") were divided, in accordance with the terms of the Family Trust, in equal parts and for no consideration into three sub-trusts of the Family Trust, including the Jennifer W. Steans 1996 Exempt Trust, for which the reporting person serves as trustee (the "1996 Exempt Trust"). As a result, one-third of the shares (289,630 shares) previously held in the Family Trust are now held in the 1996 Exempt Trust. The reporting person does not serve as a trustee or otherwise possess investment control over the two other sub-trusts, and as a result, she no longer possesses beneficial ownership of the registrant's shares held by those sub-trusts.