Cathy Ghan - 31 Dec 2025 Form 4 Insider Report for Oak Valley Bancorp (OVLY)

Role
EVP Commercial Real Estate
Signature
/s/ Cathy Ghan
Issuer symbol
OVLY
Transactions as of
31 Dec 2025
Net transactions value
$0
Form type
4
Filing time
03 Mar 2026, 17:19:36 UTC
Previous filing
17 Mar 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Ghan Cathy EVP Commercial Real Estate 125 NORTH THIRD AVENUE, OAKDALE /s/ Cathy Ghan 02 Mar 2026 0001840570

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction OVLY Common Stock Discretionary transaction in accordance with Rule 16b-3(f) resulting in acquisition or disposition of issuer securities +1,306 +3.3% 41,175 31 Dec 2025 Direct F1, F2
transaction OVLY Common Stock Tax liability -105 -0.26% 41,070 27 Feb 2026 Direct F3
transaction OVLY Common Stock Tax liability -87 -0.21% 40,983 27 Feb 2026 Direct F4
transaction OVLY Common Stock Tax liability -401 -0.98% 40,582 27 Feb 2026 Direct F5
transaction OVLY Common Stock Tax liability -101 -0.25% 40,481 27 Feb 2026 Direct F5
transaction OVLY Common Stock Tax liability -89 -0.22% 40,392 27 Feb 2026 Direct F6
transaction OVLY Common Stock Award +784 +1.9% 41,176 27 Feb 2026 Direct F7, F8, F9
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares acquired through company 401k plan. Purchase transactions occur under 10b5-1 purchase plan with various dates and pricing.
F2 Adjustment to holdings for shares acquired through 401k profit sharing plan in 2025.
F3 Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2022 vested 2/27/2026
F4 Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2023 vested 2/27/2026
F5 Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2024 vested 2/27/2026
F6 Shares surrendered to satisfy tax liability on restricted stock issued 2/28/2025 vested 2/27/2026
F7 Award of restricted stock to executive employee pursuant to Stock Incentive Plan.
F8 Each restricted stock share that is unvested is subject to certain restrictions on disposition as well as certain forfeiture rights, which will lapse upon vesting.
F9 The restricted stock will vest 20% annually on the following dates: 2/28/2027 2/28/2028 2/28/2029 2/28/2030 2/28/2031