Robert J. Phillips - 31 Dec 2025 Form 5 Insider Report for QUAINT OAK BANCORP, INC. (QNTO)

Role
Director
Signature
/s/ Robert J. Phillips
Issuer symbol
QNTO
Transactions as of
31 Dec 2025
Net transactions value
$0
Form type
5
Filing time
13 Feb 2026, 16:39:38 UTC
Previous filing
02 Jun 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
PHILLIPS ROBERT J Director C/O QUAINT OAK BANCORP, INC., 501 KNOWLES AVENUE, SOUTHAMPTON /s/ Robert J. Phillips 13 Feb 2026 0001403487

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding QNTO Common Stock 73,358 31 Dec 2025 Direct F1
holding QNTO Common Stock 1,291 31 Dec 2025 By IRA F2
holding QNTO Common Stock 608 31 Dec 2025 By Spouse in IRA

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding QNTO Stock Option (Right to Buy) 4,115 31 Dec 2025 Common Stock 4,115 $13.30 Direct F3
holding QNTO Stock Option (Right to Buy) 5,000 31 Dec 2025 Common Stock 5,000 $18.00 Direct F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 600 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 1,000 shares that commenced vesting ratably over five years at 20% per year on May 10, 2024 and includes 72,758 shares held jointly with the reporting person's spouse which reflects the acquisition of 54 shares to satisfy required minimum distribution from the IRA account of the reporting person to the reporting person's joint account with his spouse since the last filed Form 4.
F2 Includes required minimum distribution of 54 shares since the last filed Form 4.
F3 The options vested at a rate of 20% per year commencing on May 9, 2019.
F4 The options are vesting at a rate of 20% per year commencing on May 10, 2024.