Neal D. Koplin - 31 Dec 2025 Form 5 Insider Report for PEOPLES FINANCIAL SERVICES CORP. (PFIS)

Role
SR EVP/CHIEF BANKING OFFICER
Signature
/s/ James M. Bone, Jr., As Attorney in Fact for Neal D. Koplin
Issuer symbol
PFIS
Transactions as of
31 Dec 2025
Net transactions value
$0
Form type
5
Filing time
13 Feb 2026, 15:33:53 UTC
Previous filing
08 Apr 2025
Next filing
03 Mar 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
KOPLIN NEAL D SR EVP/CHIEF BANKING OFFICER C/O PEOPLES SECURITY BANK & TRUST CO, 30 E D PREATE DRIVE, MOOSIC /s/ James M. Bone, Jr., As Attorney in Fact for Neal D. Koplin 13 Feb 2026 0001627699

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PFIS Common Stock Award $0 +301 +3.4% $0.000000 9,122 31 Dec 2025 Direct F1
transaction PFIS Common Stock Award $0 +35 +8.8% $0.000000 435 31 Dec 2025 IRA F2
transaction PFIS Common Stock Other $0 +40 +11% $0.000000 409 31 Dec 2025 PSBT 401 (k) Profit Sharing Plan F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding PFIS Restricted Stock Units 950 31 Dec 2025 COMMON STOCK 950 Direct F4, F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 This amount includes 537 shares of time-based restricted common stock solely owned by Mr. Koplin; 8,585.2110 shares solely owned by Mr. Koplin which includes 104.8610 shares acquired on 6/13/2025 under the Issuer's Dividend Reinvestment and Stock Purchase Plan (DRP), 98.3500 shares acquired on 9/15/2025 under the DRP, and 98.1920 shares acquired on 12/15/2025 under DRP.
F2 This amount includes 12.8370 DRP shares acquired in 2015, 12.1630 DRP shares acquired in 2016, 4.9530 DRP shares acquired on 9/12/2025, and 5.0530 DRP shares acquired on 12/15/2025.
F3 This amount includes 39.5272 ESOP Stock Repurchase shares and 0.5571 ESOP Whole Share Reshuffle fractional share to Mr. Koplin's Employee Stock Ownership Plan (ESOP). The ESOP merged into the Peoples Security Bank 401(k) Profit Sharing Plan effective October 15, 2025.
F4 Each restricted stock unit represents a contingent right to receive one share of PFIS common stock.
F5 The restricted stock units vest in three equal annual installments beginning March 11, 2026.