William Eric Howard - 20 Jan 2026 Form 4 Insider Report for First Savings Financial Group, Inc. (FSFG)

Role: EVP and CLO of subsidiary
Signature: /s/ Victor L. Cangelosi, pursuant to power of attorney
Issuer symbol: FSFG
Transactions as of: 20 Jan 2026
Net transactions value: -$75,198
Form type: 4
Filing time: 23 Jan 2026, 14:32:53 UTC
Previous filing: 31 Dec 2025
Next filing: 30 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Howard William Eric	EVP and CLO of subsidiary	702 NORTH SHORE DRIVE, SUITE 300, JEFFERSONVILLE	/s/ Victor L. Cangelosi, pursuant to power of attorney	23 Jan 2026	0001652010

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FSFG	Common Stock	Tax liability	$75,198	-2,361	-11%	$31.85	18,190	20 Jan 2026	Direct	F1, F2, F3, F4, F5, F6
holding	FSFG	Common Stock						3,632	20 Jan 2026	By 401(k)	F7

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	FSFG	Stock Options						7,500	20 Jan 2026	Common Stock	7,500	$26.72	Direct	F8
holding	FSFG	Stock Options						3,750	20 Jan 2026	Common Stock	3,750	$22.49	Direct	F9
holding	FSFG	Stock Options						4,260	20 Jan 2026	Common Stock	4,260	$15.10	Direct	F10
holding	FSFG	Stock Options						960	20 Jan 2026	Common Stock	960	$29.00	Direct	F11

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes shares of restricted stock which were scheduled to vest at a rate of 20% per year commencing on November 21, 2022. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F2	Includes shares of restricted stock which were scheduled to vest at a rate of 20% per year commencing on November 21, 2023. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F3	Includes shares of restricted stock which were scheduled to vest at a rate of 20% per year commencing on November 21, 2024. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F4	Includes shares of restricted stock which were scheduled to vest at a rate of 20% per year commencing on November 21, 2025. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F5	Includes shares of restricted stock which were scheduled to vest at a rate of 20% per year commencing on April 14, 2026. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F6	Includes shares of restricted stock which were scheduled to vest at a rate of 20% per year commencing on November 21, 2026. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F7	Reflects transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended.
F8	Stock options were scheduled to vest at a rate of 20% per year commencing on November 21, 2022. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F9	Stock options were scheduled to vest at a rate of 20% per year commencing on November 21, 2023. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F10	Stock options were scheduled to vest at a rate of 20% per year commencing on November 21, 2024. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.
F11	Stock options were scheduled to vest at a rate of 20% per year commencing on November 21, 2025. Pursuant to the Agreement and Plan of Merger between the Issuer and First Merchants Corporation, vesting was accelerated to the transaction date.