Edgar R. Smith III - 31 Dec 2025 Form 4 Insider Report for First Guaranty Bancshares, Inc. (FGBI)

Role: Director
Signature: /s/ Edgar R. Smith III
Issuer symbol: FGBI
Transactions as of: 31 Dec 2025
Net transactions value: +$1,128,578
Form type: 4
Filing time: 02 Jan 2026, 17:04:59 UTC
Previous filing: 21 Nov 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Smith Edgar R. III	Director	400 EAST THOMAS STREET, HAMMOND	/s/ Edgar R. Smith III	02 Jan 2026	0001409022

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	FGBI	COMMON STOCK	Purchase	$1,128,578	+208,996	+64%	$5.40	537,266	31 Dec 2025	By: Smith & Tate Investments, LLC	F1, F2
holding	FGBI	COMMON STOCK						2,867,467	31 Dec 2025	Direct
holding	FGBI	COMMON STOCK						20,063	31 Dec 2025	By: Smith-Hoover Holdings, L.L.C.	F1
holding	FGBI	COMMON STOCK						21,907	31 Dec 2025	By; MACSMITH LLC	F1
holding	FGBI	COMMON STOCK						341,437	31 Dec 2025	By: Smith & Hood Investment, LLC	F1
holding	FGBI	COMMON STOCK						340,344	31 Dec 2025	By: Big 4 Investments, LLC	F1
holding	FGBI	COMMON STOCK						1,062,817	31 Dec 2025	By Smith & Hood Holding Company, LLC	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein.
F2	Includes 162,699 shares of common stock issued to the reporting person pursuant to the terms of the First Amendment to the Promissory Note, dated as of June 4, 2025, by and between First Guaranty Bancshares, Inc. and Smith & Tate Investments, L.L.C. (the "Promissory Note Amendment") and the First Amendment to the First Guaranty Bancshares, Inc. Floating Rate Subordinated Note due March 28, 2034, dated as of June 4, 2025, by and between First Guaranty Bancshares, Inc. and Smith & Tate Investments, L.L.C. (the "Subordinated Note Amendment"). The Promissory Note Amendment and the Subordinated Note Amendment were filed as Exhibit 10.1 and Exhibit 10.2 to the Form 8-K filed by First Guaranty Bancshares, Inc. with the SEC on June 9, 2025.

Content

The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein.

Includes 162,699 shares of common stock issued to the reporting person pursuant to the terms of the First Amendment to the Promissory Note, dated as of June 4, 2025, by and between First Guaranty Bancshares, Inc. and Smith & Tate Investments, L.L.C. (the "Promissory Note Amendment") and the First Amendment to the First Guaranty Bancshares, Inc. Floating Rate Subordinated Note due March 28, 2034, dated as of June 4, 2025, by and between First Guaranty Bancshares, Inc. and Smith & Tate Investments, L.L.C. (the "Subordinated Note Amendment"). The Promissory Note Amendment and the Subordinated Note Amendment were filed as Exhibit 10.1 and Exhibit 10.2 to the Form 8-K filed by First Guaranty Bancshares, Inc. with the SEC on June 9, 2025.