Thomas E. Ratsep - 11 Dec 2025 Form 4 Insider Report for Pioneer Bancorp, Inc./MD (PBFS)

Role
EVP - Chief Credit Officer
Signature
/s/ Benjamin M. Azoff, pursuant to power of attorney
Issuer symbol
PBFS
Transactions as of
11 Dec 2025
Net transactions value
+$40,000
Form type
4
Filing time
15 Dec 2025, 09:36:38 UTC
Previous filing
27 Oct 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Ratsep Thomas E. EVP - Chief Credit Officer 652 ALBANY SHAKER ROAD, ALBANY /s/ Benjamin M. Azoff, pursuant to power of attorney 15 Dec 2025 0002093189

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PBFS Common Stock Award $0 +20,000 $0.000000 20,000 11 Dec 2025 Direct F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PBFS Stock Options Award $40,000 40,000 11 Dec 2025 Common Stock 40,000 $14.46 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Shares of restricted stock vest at a rate of 20% per year commencing on December 11, 2026.
F2 Stock option vest at a rate of 20% per year commencing on December 11, 2026.