William R. Gonzalez - 05 Dec 2025 Form 4 Insider Report for QUAINT OAK BANCORP, INC. (QNTO)

Role: President, Director
Signature: /s/ William R. Gonzalez
Issuer symbol: QNTO
Transactions as of: 05 Dec 2025
Net transactions value: +$5,417
Form type: 4
Filing time: 09 Dec 2025, 11:12:07 UTC
Previous filing: 09 Sep 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
GONZALEZ WILLIAM R	President, Director	C/O QUAINT OAK BANCORP, INC., 501 KNOWLES AVENUE, SOUTHAMPTON	/s/ William R. Gonzalez	09 Dec 2025	0001576473

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	QNTO	Common Stock	Purchase	$5,417	+528	+2.9%	$10.26	18,701	05 Dec 2025	By 401(k) Plan	F1
holding	QNTO	Common Stock						16,358	05 Dec 2025	Direct	F2
holding	QNTO	Common Stock						12,358	05 Dec 2025	By ESOP
holding	QNTO	Common Stock						1,091	05 Dec 2025	By spouse through ESOP

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	QNTO	Employee Stock Option (Right to Buy)						11,220	05 Dec 2025	Common Stock	11,220	$13.30	Direct	F3
holding	QNTO	Employee Stock Option (Right to Buy)						7,000	05 Dec 2025	Common Stock	7,000	$10.15	Direct	F4
holding	QNTO	Employee Stock Option (Right to Buy)						15,000	05 Dec 2025	Common Stock	15,000	$18.00	Direct	F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Includes shares acquired in the Issuer's 401(k) Plan since the last filed Form 4. Based on a report dated December 8, 2025.
F2	Includes 2,000 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan that vest ratably over five years at 20% per year commencing on September 5, 2026 and 2,700 shares granted pursuant to the Issuer's 2023 Stock Incentive Plan which reflect the unvested portion of a grant amount originally covering 4,500 shares that commenced vesting at a rate of 20% per year on May 10, 2024.
F3	The options vested at a rate of 20% per year commencing on May 9, 2019 and were fully vested as of May 9, 2023.
F4	The options are vesting at a rate of 20% per year commencing on September 5, 2026.
F5	The options are vesting at a rate of 20% per year commencing May 10, 2024.