Troughton Mark T. - 12 Jun 2025 Form 4 Insider Report for Chime Financial, Inc.

Role
CHIEF OPERATING OFFICER
Signature
/s/ Theresa Bloom, by power of attorney
Issuer symbol
CHYM on Nasdaq
Transactions as of
12 Jun 2025
Net transactions value
-$2,799,306
Form type
4
Filing time
13 Jun 2025, 19:47:51 UTC
Previous filing
11 Jun 2025
Next filing
10 Sep 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Troughton Mark T CHIEF OPERATING OFFICER C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 13 Jun 2025 0001494393

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Common Stock Tax liability $2,799,306 -103,678 -3.8% $27.00 2,653,622 12 Jun 2025 Direct F1, F2, F3
transaction CHYM Common Stock Other -2,653,622 -100% 0 13 Jun 2025 Direct F2
transaction CHYM Class A Common Stock Other +2,653,622 2,653,622 13 Jun 2025 Direct F2, F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Employee Stock Option (Right to buy) Other -500,000 -100% 0 13 Jun 2025 Common Stock 500,000 $6.19 Direct F2, F5
transaction CHYM Employee Stock Option (Right to buy) Other +500,000 500,000 13 Jun 2025 Class A Common Stock 500,000 $6.19 Direct F2, F5
transaction CHYM Employee Stock Option (Right to buy) Other -233,333 -100% 0 13 Jun 2025 Common Stock 233,333 $13.89 Direct F2, F6
transaction CHYM Employee Stock Option (Right to buy) Other +233,333 233,333 13 Jun 2025 Class A Common Stock 233,333 $13.89 Direct F2, F6
transaction CHYM Employee Stock Option (Right to buy) Other -600,000 -100% 0 13 Jun 2025 Common Stock 600,000 $15.70 Direct F2, F7
transaction CHYM Employee Stock Option (Right to buy) Other +600,000 600,000 13 Jun 2025 Class A Common Stock 600,000 $15.70 Direct F2, F7
transaction CHYM Employee Stock Option (Right to buy) Other -233,400 -100% 0 13 Jun 2025 Common Stock 233,400 $27.90 Direct F2, F8
transaction CHYM Employee Stock Option (Right to buy) Other +233,400 233,400 13 Jun 2025 Class A Common Stock 233,400 $27.90 Direct F2, F8
transaction CHYM Employee Stock Option (Right to buy) Other -383,400 -100% 0 13 Jun 2025 Common Stock 383,400 $27.90 Direct F2, F9
transaction CHYM Employee Stock Option (Right to buy) Other +383,400 383,400 13 Jun 2025 Class A Common Stock 383,400 $27.90 Direct F2, F9
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").
F2 Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the IPO.
F3 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F4 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F5 All of the shares subject to the option are fully vested and exercisable as of the date hereof.
F6 1/48th of the shares subject to the option vested on March 7, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F7 1/48th of the shares subject to the option vested on October 1, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F8 1/48th of the shares subject to the option vested on March 15, 2025 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F9 10% of shares subject to the option vest on each of February 15, 2026 and February 15, 2027, 30% of shares subject to the option vest on February 15, 2028, and 50% of shares subject to the option vest on February 15, 2029, subject to the Reporting Person's continued service through each vesting date.