Ryan A. King - 12 Jun 2025 Form 4 Insider Report for Chime Financial, Inc.

Role
Co-Founder, Director
Signature
/s/ Theresa Bloom, by power of attorney
Issuer symbol
CHYM on Nasdaq
Transactions as of
12 Jun 2025
Net transactions value
-$112,725
Form type
4
Filing time
13 Jun 2025, 19:43:13 UTC
Previous filing
11 Jun 2025
Next filing
10 Sep 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
King Ryan A Co-Founder, Director C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 13 Jun 2025 0002061219

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Common Stock Tax liability $112,725 -4,175 -2.1% $27.00 196,900 12 Jun 2025 Direct F1, F2, F3
transaction CHYM Common Stock Other -196,900 -100% 0 13 Jun 2025 Direct F4
transaction CHYM Common Stock Other -12,183,739 -100% 0 13 Jun 2025 See footnote F4, F5
transaction CHYM Common Stock Other -900,000 -100% 0 13 Jun 2025 See footnote F4, F6
transaction CHYM Common Stock Other -900,000 -100% 0 13 Jun 2025 See footnote F4, F7
transaction CHYM Common Stock Other -303,930 -100% 0 13 Jun 2025 See footnote F4, F8
transaction CHYM Common Stock Other -225,000 -100% 0 13 Jun 2025 See footnote F4, F9
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F10
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F11
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F12
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F13
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F14
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F15
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F16
transaction CHYM Common Stock Other -87,700 -100% 0 13 Jun 2025 See footnote F4, F17
transaction CHYM Common Stock Other -43,850 -100% 0 13 Jun 2025 See footnote F4, F18
transaction CHYM Class A Common Stock Other +196,900 196,900 13 Jun 2025 Direct F2, F4, F19
transaction CHYM Class A Common Stock Other +12,183,739 12,183,739 13 Jun 2025 See footnote F4, F5
transaction CHYM Class A Common Stock Other +900,000 900,000 13 Jun 2025 See footnote F4, F6
transaction CHYM Class A Common Stock Other +900,000 900,000 13 Jun 2025 See footnote F4, F7
transaction CHYM Class A Common Stock Other +303,930 303,930 13 Jun 2025 See footnote F4, F8
transaction CHYM Class A Common Stock Other +225,000 225,000 13 Jun 2025 See footnote F4, F9
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F10
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F11
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F12
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F13
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F14
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F15
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F16
transaction CHYM Class A Common Stock Other +87,700 87,700 13 Jun 2025 See footnote F4, F17

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Class B Common Stock Other +21,899 21,899 13 Jun 2025 Class A Common Stock 21,899 Direct F20, F21
transaction CHYM Class B Common Stock Other +12,183,739 12,183,739 13 Jun 2025 Class A Common Stock 12,183,739 See footnote F5, F20, F21
transaction CHYM Class B Common Stock Other +900,000 900,000 13 Jun 2025 Class A Common Stock 900,000 See footnote F6, F20, F21
transaction CHYM Class B Common Stock Other +900,000 900,000 13 Jun 2025 Class A Common Stock 900,000 See footnote F7, F20, F21
transaction CHYM Class B Common Stock Other +303,930 303,930 13 Jun 2025 Class A Common Stock 303,930 See footnote F8, F20, F21
transaction CHYM Class B Common Stock Other +225,000 225,000 13 Jun 2025 Class A Common Stock 225,000 See footnote F9, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F4, F10, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F4, F11, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F12, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F13, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F14, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F15, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F16, F20, F21
transaction CHYM Class B Common Stock Other +87,700 87,700 13 Jun 2025 Class A Common Stock 87,700 See footnote F17, F20, F21
transaction CHYM Class B Common Stock Other +43,850 43,850 13 Jun 2025 Class A Common Stock 43,850 See footnote F18, F20, F21
transaction CHYM Employee Stock Option (Right to Buy) Other -2,367,925 -100% 0 13 Jun 2025 Common Stock 2,367,925 $7.67 Direct F22, F23
transaction CHYM Employee Stock Option (Right to Buy) Other +2,367,925 2,367,925 13 Jun 2025 Class A Common Stock 2,367,925 $7.67 Direct F22, F23
transaction CHYM Employee Stock Option (Right to Buy) Other -885,602 -100% 0 13 Jun 2025 Common Stock 885,602 $13.89 Direct F22, F24
transaction CHYM Employee Stock Option (Right to Buy) Other +885,602 885,602 13 Jun 2025 Class A Common Stock 885,602 $13.89 Direct F22, F24
transaction CHYM Employee Stock Option (Right to Buy Other -700,000 -100% 0 13 Jun 2025 Common Stock 700,000 $17.35 Direct F22, F25
transaction CHYM Employee Stock Option (Right to Buy) Other +700,000 700,000 13 Jun 2025 Class A Common Stock 700,000 $17.35 Direct F22, F25
transaction CHYM Employee Stock Option (Right to Buy Other -200,000 -100% 0 13 Jun 2025 Common Stock 200,000 $17.35 Direct F22, F25
transaction CHYM Employee Stock Option (Right to Buy) Other +200,000 200,000 13 Jun 2025 Class A Common Stock 200,000 $17.35 Direct F22, F25
transaction CHYM Performance Stock Units Other -600,000 -100% 0 13 Jun 2025 Common Stock 600,000 Direct F26, F27, F28
transaction CHYM Performance Stock Units Other +600,000 600,000 13 Jun 2025 Class A Common Stock 600,000 Direct F27, F28, F29
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").
F2 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of an RSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.
F3 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F4 Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the Issuer's IPO.
F5 The shares are held by the King Family Trust, for which the Reporting Person serves as attorney-in-fact.
F6 The shares are held by King Irrevocable Trust A, for which the Reporting Person serves as attorney-in-fact.
F7 The shares are held by King Irrevocable Trust M, for which the Reporting Person serves as attorney-in-fact.
F8 The shares are held by Peninsula Living Trust, for which the Reporting Person serves as attorney-in-fact.
F9 The shares are held by King Grantor Trust MV, for which the Reporting Person serves as attorney-in-fact.
F10 The shares are held by King Gift Trust AK, for which the Reporting Person serves as attorney-in-fact.
F11 The shares are held by King Gift Trust AV, for which the Reporting Person serves as attorney-in-fact.
F12 The shares are held by King Gift Trust CV, for which the Reporting Person serves as attorney-in-fact.
F13 The shares are held by King Gift Trust EK, for which the Reporting Person serves as attorney-in-fact.
F14 The shares are held by King Gift Trust LK, for which the Reporting Person serves as attorney-in-fact.
F15 The shares are held by King Gift Trust MK, for which the Reporting Person serves as attorney-in-fact.
F16 The shares are held by King Gift Trust NV, for which the Reporting Person serves as attorney-in-fact.
F17 The shares are held by King Gift Trust SK, for which the Reporting Person serves as attorney-in-fact.
F18 The shares are held by Maureen Vergara, a member of the Reporting Person's family.
F19 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.
F20 Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.
F21 Following the reclassification of Common Stock into Class A Common Stock, all shares of Class A Common Stock were exchanged at a 1:1 ratio for shares of Class B Common Stock in a transaction previously approved by the Issuer's board of directors.
F22 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and upon exercise of the option, such shares of Class A Common Stock may be exchanged at a 1:1 ratio for shares of Class B Common Stock at the election of the holder.
F23 All of the shares subject to the option are fully vested and exercisable as of the date hereof.
F24 This option, originally for 900,000 shares, vested as to 1/48th of the shares on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F25 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F26 Each performance stock unit ("PSU") represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.
F27 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of a PSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.
F28 The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.
F29 Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.

Remarks:

Due to a 30-line item limitation in Table I, this is the first of two Forms 4 filed by the Reporting Person.