Christopher R. Britt - 12 Jun 2025 Form 4 Insider Report for Chime Financial, Inc.

Signature
/s/ Theresa Bloom, by power of attorney
Issuer symbol
CHYM on Nasdaq
Transactions as of
12 Jun 2025
Net transactions value
-$227,637
Form type
4
Filing time
13 Jun 2025, 19:37:38 UTC
Previous filing
11 Jun 2025
Next filing
10 Sep 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Britt Christopher R CHIEF EXECUTIVE OFFICER, Director C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 13 Jun 2025 0002061801

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Common Stock Tax liability $227,637 -8,431 -2.2% $27.00 368,236 12 Jun 2025 Direct F1, F2, F3
transaction CHYM Common Stock Other -368,236 -100% 0 13 Jun 2025 Direct F4
transaction CHYM Common Stock Other -14,643,564 -100% 0 13 Jun 2025 See footnote F4, F5
transaction CHYM Common Stock Other -500,000 -100% 0 13 Jun 2025 See footnote F4, F6
transaction CHYM Common Stock Other -500,000 -100% 0 13 Jun 2025 See footnote F4, F7
transaction CHYM Common Stock Other -466,599 -100% 0 13 Jun 2025 See footnote F4, F8
transaction CHYM Common Stock Other -466,599 -100% 0 13 Jun 2025 See footnote F4, F9
transaction CHYM Common Stock Other -333,000 -100% 0 13 Jun 2025 See footnote F4, F10
transaction CHYM Class A Common Stock Other +368,236 368,236 13 Jun 2025 Direct F2, F4, F11
transaction CHYM Class A Common Stock Other +14,643,564 14,643,564 13 Jun 2025 See footnote F4, F5
transaction CHYM Class A Common Stock Other +500,000 500,000 13 Jun 2025 See footnote F4, F6
transaction CHYM Class A Common Stock Other +500,000 500,000 13 Jun 2025 See footnote F4, F7
transaction CHYM Class A Common Stock Other +466,599 466,599 13 Jun 2025 See footnote F4, F8
transaction CHYM Class A Common Stock Other +466,599 466,599 13 Jun 2025 See footnote F4, F9
transaction CHYM Class A Common Stock Other +333,000 333,000 13 Jun 2025 See footnote F4, F10
transaction CHYM Class A Common Stock Other -15,110 -4.1% 353,126 13 Jun 2025 Direct F2, F4, F12
transaction CHYM Class A Common Stock Other -14,643,564 -100% 0 13 Jun 2025 See footnote F4, F5
transaction CHYM Class A Common Stock Other -500,000 -100% 0 13 Jun 2025 See footnote F4, F6
transaction CHYM Class A Common Stock Other -500,000 -100% 0 13 Jun 2025 See footnote F4, F7
transaction CHYM Class A Common Stock Other -466,599 -100% 0 13 Jun 2025 See footnote F4, F8
transaction CHYM Class A Common Stock Other -466,599 -100% 0 13 Jun 2025 See footnote F4, F9
transaction CHYM Class A Common Stock Other -333,000 -100% 0 13 Jun 2025 See footnote F4, F10

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Class B Common Stock Other +15,110 15,110 13 Jun 2025 Class A Common Stock 15,110 Direct F13, F14
transaction CHYM Class B Common Stock Other +14,643,564 14,643,564 13 Jun 2025 Class A Common Stock 14,643,564 See footnote F5, F13, F14
transaction CHYM Class B Common Stock Other +500,000 500,000 13 Jun 2025 Class A Common Stock 500,000 See footnote F6, F13, F14
transaction CHYM Class B Common Stock Other +500,000 500,000 13 Jun 2025 Class A Common Stock 500,000 See footnote F7, F13, F14
transaction CHYM Class B Common Stock Other +466,599 466,599 13 Jun 2025 Class A Common Stock 466,599 See footnote F8, F13, F14
transaction CHYM Class B Common Stock Other +466,599 466,599 13 Jun 2025 Class A Common Stock 466,599 See footnote F9, F13, F14
transaction CHYM Class B Common Stock Other +333,000 333,000 13 Jun 2025 Class A Common Stock 333,000 See footnote F10, F13, F14
transaction CHYM Employee Stock Option (Right to Buy) Other -2,628,665 -100% 0 13 Jun 2025 Common Stock 2,628,665 $7.67 Direct F15, F16
transaction CHYM Employee Stock Option (Right to Buy) Other +2,628,665 2,628,665 13 Jun 2025 Class A Common Stock 2,628,665 $7.67 Direct F15, F16
transaction CHYM Employee Stock Option (Right to Buy) Other -900,000 -100% 0 13 Jun 2025 Common Stock 900,000 $13.89 Direct F15, F17
transaction CHYM Employee Stock Option (Right to Buy) Other +900,000 900,000 13 Jun 2025 Class A Common Stock 900,000 $13.89 Direct F15, F17
transaction CHYM Employee Stock Option (Right to Buy) Other -700,000 -100% 0 13 Jun 2025 Common Stock 700,000 $17.35 Direct F15, F18
transaction CHYM Employee Stock Option (Right to Buy) Other +700,000 700,000 13 Jun 2025 Class A Common Stock 700,000 $17.35 Direct F15, F18
transaction CHYM Employee Stock Option (Right to Buy Other -200,000 -100% 0 13 Jun 2025 Common Stock 200,000 $17.35 Direct F15, F18
transaction CHYM Employee Stock Option (Right to Buy) Other +200,000 200,000 13 Jun 2025 Class A Common Stock 200,000 $17.35 Direct F15, F18
transaction CHYM Performance Stock Units Other -1,000,000 -100% 0 13 Jun 2025 Common Stock 1,000,000 Direct F19, F20, F21
transaction CHYM Performance Stock Units Other +1,000,000 1,000,000 13 Jun 2025 Class A Common Stock 1,000,000 Direct F20, F21, F22
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").
F2 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of an RSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.
F3 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F4 Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the IPO.
F5 The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.
F6 The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.
F7 The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.
F8 The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.
F9 The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.
F10 The shares are held by the Reporting Person's spouse.
F11 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.
F12 These securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.
F13 Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.
F14 Following the reclassification of Common Stock into Class A Common Stock, all shares of Class A Common Stock were exchanged at a 1:1 ratio for shares of Class B Common Stock in a transaction previously approved by the Issuer's board of directors.
F15 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and upon exercise of the option, such shares of Class A Common Stock may be exchanged at a 1:1 ratio for shares of Class B Common Stock at the election of the holder.
F16 All of the shares subject to the option are fully vested and exercisable as of the date hereof.
F17 1/48th of the shares subject to the option vested on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F18 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F19 Each performance stock unit ("PSU") represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.
F20 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of a PSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.
F21 The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.
F22 Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.