Kelley A. Cwiklinski - 31 Jan 2025 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: EVP CHIEF COMM LENDING OFFICER
Signature: /s/ Amy S Bowser for Kelley A Cwiklinski, 9/27/23, Attorney-in-Fact
Issuer symbol: CZNC
Transactions as of: 31 Jan 2025
Net transactions value: +$38,655
Form type: 4
Filing time: 04 Feb 2025, 12:42:26 UTC
Previous filing: 22 Nov 2024
Next filing: 21 Feb 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Award	$40,857	+1,858	+7.3%	$21.99	27,314	31 Jan 2025	Direct	F1
transaction	CZNC	Common Stock	Tax liability	$9,104	-426	-1.6%	$21.37	26,888	31 Jan 2025	Direct	F2
transaction	CZNC	Common Stock	Other	$6,901	+311	+15%	$22.19	2,368	31 Jan 2025	By ESOP	F3
holding	CZNC	Common Stock						455	31 Jan 2025	By Spouse's IRA

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Award of Restricted Stock.
F2	Payment of exercise price or tax liability by delivering or withholding securities incident to the receipt, exercise or vesting of a security issued in accordance with Rule 16b-3.
F3	Exempt acquisition via year end contribution to ESOP.