RYAN MCINERNEY - 15 Feb 2026 Form 4 Insider Report for VISA INC. (V)

Role: Chief Executive Officer, Director
Signature: /s/ Daniel Gordon, Attorney-In-Fact
Issuer symbol: V
Transactions as of: 15 Feb 2026
Net transactions value: -$1,878,512
Form type: 4
Filing time: 18 Feb 2026, 16:03:12 UTC
Previous filing: 05 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
MCINERNEY RYAN	Chief Executive Officer, Director	C/O VISA INC., PO BOX 8999, SAN FRANCISCO	/s/ Daniel Gordon, Attorney-In-Fact	18 Feb 2026	0001578261

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	V	Class A Common Stock	Options Exercise		+1,092	+12%		10,493	15 Feb 2026	Direct	F1
transaction	V	Class A Common Stock	Options Exercise		+10,662	+102%		21,155	15 Feb 2026	Direct	F2
transaction	V	Class A Common Stock	Tax liability	$1,878,512	-5,981	-28%	$314.08	15,174	15 Feb 2026	Direct
holding	V	Class A Common Stock						265,168	15 Feb 2026	Ryan and Angela McInerney Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	V	Restricted Stock Units	Options Exercise		-1,092	-100%		0	15 Feb 2026	Class A Common Stock	1,092		Direct	F1
transaction	V	Performance Share Award	Award		+10,662			10,662	15 Feb 2026	Class A Common Stock	10,662		Direct	F2, F3
transaction	V	Performance Share Award	Options Exercise		-10,662	-100%		0	15 Feb 2026	Class A Common Stock	10,662		Direct	F2, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents a contingent right to receive one share of Visa Inc. common stock or a cash equivalent of its value. The restricted stock units vest in three equal installments on each of the first three anniversaries of the date of the grant, subject to earlier vesting in full in limited circumstances as specified in the award agreement. The award was granted on February 15, 2023.
F2	Each restricted stock unit represents a contingent right to receive one share of Visa Inc. common stock or a cash equivalent of its value.
F3	Represents performance shares earned pursuant to the February 15, 2023 award under the Visa Inc. 2007 Equity Incentive Compensation Plan. The number of performance shares earned was determined on the basis of the applicable 3-year performance period.