RYAN MCINERNEY - 19 Nov 2025 Form 4 Insider Report for VISA INC. (V)

Role: Chief Executive Officer, Director
Signature: /s/ Sue Choi, Attorney-In-Fact
Issuer symbol: V
Transactions as of: 19 Nov 2025
Net transactions value: -$2,964,726
Form type: 4
Filing time: 21 Nov 2025, 17:27:12 UTC
Previous filing: 04 Nov 2025
Next filing: 02 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
MCINERNEY RYAN	Chief Executive Officer, Director	C/O VISA INC., PO BOX 8999, SAN FRANCISCO	/s/ Sue Choi, Attorney-In-Fact	21 Nov 2025	0001578261

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	V	Class A Common Stock	Options Exercise		+5,337	+994%		5,874	19 Nov 2025	Direct	F1
transaction	V	Class A Common Stock	Options Exercise		+6,595	+112%		12,469	19 Nov 2025	Direct	F2
transaction	V	Class A Common Stock	Options Exercise		+6,079	+49%		18,548	19 Nov 2025	Direct	F3
transaction	V	Class A Common Stock	Tax liability	$2,964,726	-9,147	-49%	$324.12	9,401	19 Nov 2025	Direct
transaction	V	Class A Common Stock	Gift	$0	-7,800	-3.2%	$0.000000	239,526	19 Nov 2025	Ryan and Angela McInerney Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	V	Restricted Stock Units	Options Exercise		-5,337	-100%		0	19 Nov 2025	Class A Common Stock	5,337		Direct	F1
transaction	V	Restricted Stock Units	Options Exercise		-6,595	-50%		6,595	19 Nov 2025	Class A Common Stock	6,595		Direct	F2
transaction	V	Restricted Stock Units	Options Exercise		-6,079	-33%		12,159	19 Nov 2025	Class A Common Stock	6,079		Direct	F3
transaction	V	Employee Stock Option (Right to Buy)	Award	$0	+96,748		$0.000000	96,748	19 Nov 2025	Class A Common Stock	96,748	$324.12	Direct	F4
transaction	V	Restricted Stock Units	Award		+22,754			22,754	19 Nov 2025	Class A Common Stock	22,754		Direct	F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents a contingent right to receive one share of Visa Inc. common stock or a cash equivalent of its value. The restricted stock units vest in three equal installments on each of the first three anniversaries of the date of the grant, subject to earlier vesting in full in limited circumstances as specified in the award agreement. The award was granted on November 19, 2022.
F2	Each restricted stock unit represents a contingent right to receive one share of Visa Inc. common stock or a cash equivalent of its value. The restricted stock units vest in three equal installments on each of the first three anniversaries of the date of the grant, subject to earlier vesting in full in limited circumstances as specified in the award agreement. The award was granted on November 19, 2023.
F3	Each restricted stock unit represents a contingent right to receive one share of Visa Inc. common stock or a cash equivalent of its value. The restricted stock units vest in three equal installments on each of the first three anniversaries of the date of the grant, subject to earlier vesting in full in limited circumstances as specified in the award agreement. The award was granted on November 19, 2024.
F4	Options vest in three equal installments on each of the first three anniversaries of the date of the grant, subject to earlier vesting in full in limited circumstances as specified in the award agreement. The option was granted on November 19, 2025.
F5	Each restricted stock unit represents a contingent right to receive one share of Visa Inc. common stock or a cash equivalent of its value. The restricted stock units vest in three equal installments on each of the first three anniversaries of the date of the grant, subject to earlier vesting in full in limited circumstances as specified in the award agreement. The award was granted on November 19, 2025.