Christopher Griffith - 03 Apr 2025 Form 4 Insider Report for AMERICAN COASTAL INSURANCE Corp (ACIC)

Role: Chief Operating Officer
Signature: /s/ Alexander Baty, Attorney-in-Fact for Christopher Griffith
Issuer symbol: ACIC
Transactions as of: 03 Apr 2025
Net transactions value: -$50,196
Form type: 4
Filing time: 07 Apr 2025, 16:06:07 UTC
Previous filing: 12 Mar 2025
Next filing: 06 May 2025
SEC: View on sec.gov

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	ACIC	Common Stock	Options Exercise	$0	+13,400	+11%	$0.000000	138,056	03 Apr 2025	Direct
transaction	ACIC	Common Stock	Tax liability	$45,362	-4,094	-3%	$11.08	133,962	03 Apr 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	ACIC	Performance Stock Units	Options Exercise	$0	-6,428	-9.3%	$0.000000	62,371	03 Apr 2025	Common Stock	6,428		Direct	F1, F2, F3
transaction	ACIC	Restricted Stock Units	Options Exercise	$0	-3,214	-8.1%	$0.000000	36,577	03 Apr 2025	Common Stock	3,214		Direct	F1, F4, F5
transaction	ACIC	Dividend Equivalent Units	Options Exercise	$1,612	-136	-8.1%	$11.85	1,543	03 Apr 2025	Common Stock	136		Direct	F1, F5, F6
transaction	ACIC	Dividend Equivalent Units	Options Exercise	$3,223	-272	-9.4%	$11.85	2,631	03 Apr 2025	Common Stock	272		Direct	F1, F7

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each stock unit represents a conditional right to receive one share of the company's common stock.
F2	The performance units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
F3	The number of shares of common stock that will be delivered for each performance stock unit depends on the achievement of certain performance factors. Depending on actual performance, the number of shares of common stock delivered upon the vesting date (based on the terms outlined in the respective award agreement) can range from 0% to 150% of the number presented above.
F4	The restricted stock units are subject to vesting over three years with one third, rounded down to the nearest whole share of stock, vesting in each period.
F5	1, 679 Dividend Equivalent Units previously reported as Restricted Stock Units, based on the underlying unit they related to. Reclassified as Dividend Equivalent Units to enhance visibility.
F6	The dividend equivalent units will vest proportionately with the underlying restricted stock units to which they relate.
F7	The dividend equivalent units will vest proportionately with the underlying performance stock units to which they relate.