David S. Runk - 31 Dec 2025 Form 5 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: EXEC. VP AND STRATEGIC ADVISOR
Signature: /s/ Amy T. Garraty for David S. Runk, 9-22-25, Attorney in Fact
Issuer symbol: CZNC
Transactions as of: 31 Dec 2025
Net transactions value: +$2,588
Form type: 5
Filing time: 13 Feb 2026, 16:20:39 UTC
Previous filing: 11 Feb 2026
Next filing: 27 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Runk David S	EXEC. VP AND STRATEGIC ADVISOR	1 SUNRISE COTTAGE LANE, LEWISTOWN	/s/ Amy T. Garraty for David S. Runk, 9-22-25, Attorney in Fact	13 Feb 2026	0001397536

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Other	$2,588	+136		$19.03	0	17 Nov 2025	By 401(k)	F1, F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Exempt acquisition in 401(K) via dividend reinvestment under D/R plan.
F2	Effective December 29, 2025, CZNC common stock was eliminated as an investment alternative under the issuer's 401(k) plan. As a result, the 9,370 shares of CZNC common stock the reporting person previously reported as beneficially owned under the plan were liquidated.