Paul Bracher - 28 Oct 2025 Form 4 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Signature
/s/ Paul Bracher, by Kirsten Irwin under POA
Issuer symbol
CFR
Transactions as of
28 Oct 2025
Net transactions value
$0
Form type
4
Filing time
30 Oct 2025, 17:10:03 UTC
Previous filing
27 Oct 2025
Next filing
09 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Bracher Paul President of CFR 111 WEST HOUSTON STREET, SAN ANTONIO /s/ Paul Bracher, by Kirsten Irwin under POA 30 Oct 2025 0001388772

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFR Restricted Stock Units Award $0 +5,781 $0.000000 5,781 28 Oct 2025 Common Stock, $0.01 par value 5,781 Direct F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
F2 Cliff vests three years from the date of grant.