Bobby Berman - 28 Oct 2025 Form 4 Insider Report for CULLEN/FROST BANKERS, INC. (CFR)

Signature
/s/ Bobby Berman, by Kirsten Irwin under POA
Issuer symbol
CFR
Transactions as of
28 Oct 2025
Net transactions value
$0
Form type
4
Filing time
30 Oct 2025, 17:10:32 UTC
Previous filing
27 Oct 2025
Next filing
02 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Berman Bobby GEVP Research & Strategy 111 WEST HOUSTON STREET, SAN ANTONIO /s/ Bobby Berman, by Kirsten Irwin under POA 30 Oct 2025 0001388767

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CFR Restricted Stock Units Award $0 +3,347 $0.000000 3,347 28 Oct 2025 Common Stock, $0.01 par value 3,347 Direct F1, F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock.
F2 Cliff vests three years from the date of grant.