Robert S. Lavet - 14 Jan 2026 Form 3 Insider Report for SoFi Technologies, Inc. (SOFI)

Role: General Counsel
Signature: /s/ Deanna M. Smith, Attorney-in-Fact
Issuer symbol: SOFI
Transactions as of: 14 Jan 2026
Net transactions value: $0
Form type: 3
Filing time: 16 Jan 2026, 19:06:47 UTC
Previous filing: 18 Jun 2024
Next filing: 06 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Lavet Robert S	General Counsel	C/O SOFI TECHNOLOGIES, INC., 234 1ST STREET, SAN FRANCISCO	/s/ Deanna M. Smith, Attorney-in-Fact	16 Jan 2026	0001351119

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	SOFI	Common Stock						41,905	14 Jan 2026	Direct
holding	SOFI	Common Stock						12,172	14 Jan 2026	The Reporting Person is a beneficiary and trustee of the Robert S. Lavet Trust	F1
holding	SOFI	Common Stock						2,210	14 Jan 2026	The Reporting Person is a beneficiary and trustee of the Robert S. Lavet Trust.	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	SOFI	Restricted Stock Unit							14 Jan 2026	Common Stock	5,149		Direct	F3, F4
holding	SOFI	Restricted Stock Unit							14 Jan 2026	Common Stock	2,823		Direct	F4, F5

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	The shares are held by the Robert S. Lavet Trust.
F2	The shares are held by the Robert S. Lavet Trust and the Lorraine Lavet Trust as joint tenants in common.
F3	Represents shares issuable on settlement of restricted stock units ("RSUs") granted to the Reporting Person, in his capacity as a non-employee director of SoFi Bank, N.A. ("SoFi Bank"), a subsidiary of the Issuer, prior to his current employment with the Issuer. The RSU award will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after June 9, 2025 (the "June Vesting Commencement Date") or (ii) the 12 month anniversary of the June Vesting Commencement Date.
F4	Each RSU represents a contingent right to receive one share of the Issuer's common stock upon settlement for no consideration.
F5	Represents shares issuable on settlement of RSUs granted to the Reporting Person, in his capacity as a non-employee director of SoFi Bank prior to his current employment with the Issuer. The RSU award will vest at the earlier of (i) the next annual shareholder meeting of the Issuer after July 21, 2025 (the "July Vesting Commencement Date") or (ii) the 12 month anniversary of the July Vesting Commencement Date.