Terrence L. Bauer - 18 Dec 2025 Form 4 Insider Report for TFS Financial CORP (TFSL)

Role: Director
Signature: /s/ Susanne N. Miller, Pursuant to Power of Attorney
Issuer symbol: TFSL
Transactions as of: 18 Dec 2025
Net transactions value: $0
Form type: 4
Filing time: 18 Dec 2025, 14:15:05 UTC
Previous filing: 12 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Bauer Terrence L.	Director	7007 BROADWAY AVE, CLEVELAND	/s/ Susanne N. Miller, Pursuant to Power of Attorney	18 Dec 2025	0001306565

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	TFSL	Common Stock						7,220	18 Dec 2025	Direct

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	TFSL	Restricted Stock Units	Award	$0	+5,000		$0.000000	5,000	18 Dec 2025	Common Stock	5,000		Direct	F1, F2
holding	TFSL	Restricted Stock Units						28,880	18 Dec 2025	Common Stock	28,880		Direct	F1, F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Each restricted stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock. Restricted stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.
F2	On December 18, 2025, the reporting person received a grant of 5,000 Restricted Stock Units ("RSU's") that fully vest on December 10, 2026.
F3	On December 19, 2024, the reporting person received a grant of 36,100 Restricted Stock Units (RSUs). These RSUs will vest one-fifth (20%) per year beginning December 10, 2025.