Vishal Garg - 13 Mar 2026 Form 4 Insider Report for Better Home & Finance Holding Co (BETR)

Role: Chief Executive Officer, Director, 10%+ Owner
Signature: /s/ Andrew Holt, Attorney-in-Fact
Issuer symbol: BETR
Transactions as of: 13 Mar 2026
Net transactions value: $0
Form type: 4
Filing time: 17 Mar 2026, 18:37:16 UTC
Previous filing: 03 Mar 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Garg Vishal	Chief Executive Officer, Director, 10%+ Owner	C/O BETTER HOME & FINANCE HOLDING CO, 1 WORLD TRADE, 285 FULTON ST., FL 80, A, NEW YORK	/s/ Andrew Holt, Attorney-in-Fact	17 Mar 2026	0001297602

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	BETR	Class A Common Stock	Tax liability		-1,319	-4.2%	$32.90^*	30,045	13 Mar 2026	Direct	F1
transaction	BETR	Class A Common Stock	Options Exercise		+3,167	+11%	$0.000000^*	33,212	15 Mar 2026	Direct
transaction	BETR	Class A Common Stock	Tax liability		-1,752	-5.3%	$34.45^*	31,460	15 Mar 2026	Direct	F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	BETR	Restricted Stock Units (Class A)	Options Exercise		-3,167	-100%	$0.000000^*	0	15 Mar 2026	Class A Common Stock	3,167		Direct	F3, F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents shares of Class A common stock withheld to pay taxes for the vesting of restricted stock units held by the Reporting Person, which vesting occured on March 1, 2026. The number of shares withheld was determined on March 13, 2026 based on the closing price of the Issuer's Class A common stock on February 27, 2026.
F2	Represents shares of Class A common stock withheld to pay taxes for the vesting of restricted stock units held by the Reporting Person, which vesting occured on March 15, 2026. The number of shares withheld was determined on March 16, 2026, based on the closing price of the Issuer's Class A common stock on March 13, 2026.
F3	Each restricted stock unit represents a contingent right to receive one share of the Issuer's Class A Common Stock.
F4	The restricted stock units will vest with respect to (i) 3/12ths of such restricted stock units on July 1, 2025, (ii) 8/12ths of such restricted stock units in equal monthly installments beginning on August 1, 2025 through March 1, 2026, and (iii) the remaining 1/12th of such restricted stock units on March 15, 2026.