Jose Rafael Fernandez - 09 Jan 2026 Form 4 Insider Report for OFG BANCORP (OFG)

Role
CEO; Chairman BOD, Director
Signature
/s/ Nilda M. Vazquez-Rodriguez, Attorney-in-Fact for FERNANDEZ JOSE RAFAEL
Issuer symbol
OFG
Transactions as of
09 Jan 2026
Net transactions value
-$241,813
Form type
4
Filing time
09 Jan 2026, 16:03:21 UTC
Previous filing
12 Nov 2025
Next filing
16 Jan 2026
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
FERNANDEZ JOSE RAFAEL CEO; Chairman BOD, Director PO BOX 195115, SAN JUAN PUERTO RICO, PUERTO RICO /s/ Nilda M. Vazquez-Rodriguez, Attorney-in-Fact for FERNANDEZ JOSE RAFAEL 09 Jan 2026 0001254550

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction OFG Common Stock Options Exercise +13,481 +7.3% 198,156 09 Jan 2026 Direct F1
transaction OFG Common Stock Tax liability $241,813 -5,895 -3% $41.02 192,261 09 Jan 2026 Direct F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction OFG Restricted Units Options Exercise -13,481 -23% 44,685 09 Jan 2026 Common Stock 13,481 Direct F1, F3, F4, F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Not applicable.
F2 Represents shares of Common Stock withheld against Restricted Units for payment of applicable taxes.
F3 This represents 33% of a grant of Restricted Units ("RUs") of January 1, 2024.
F4 The Restricted Units convert to Common Stock on a one-for-one basis
F5 Subject to the provisions of the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan, the Restricted Period shall lapse in three annual installments as follows: 33% on the first anniversary, 33% on the second anniversary, and 33% on the third anniversary of the date of the Award.