Kevin J. Pearson - 30 Jan 2026 Form 4 Insider Report for M&T BANK CORP (MTB)

Role: Vice Chairman
Signature: By: Stephen T. Wilson (Attorney-In-Fact)
Issuer symbol: MTB
Transactions as of: 30 Jan 2026
Net transactions value: -$499,197
Form type: 4
Filing time: 03 Feb 2026, 18:41:35 UTC
Previous filing: 18 Aug 2025
Next filing: 18 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
PEARSON KEVIN J	Vice Chairman	ONE LIGHT STREET, BALTIMORE	By: Stephen T. Wilson (Attorney-In-Fact)	03 Feb 2026	0001245781

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	MTB	Common Stock	Award	$0	+6,125	+15%	$0.000000	46,974	30 Jan 2026	Direct	F1, F2
transaction	MTB	Common Stock	Tax liability	$499,197	-2,253	-4.8%	$221.57	44,721	30 Jan 2026	Direct	F3
holding	MTB	Common Stock						3,493	30 Jan 2026	By 401(k) Plan	F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	MTB	Option (right to buy)	Award	$0	+3,915		$0.000000	3,915	30 Jan 2026	Common Stock	3,915	$221.57	Direct	F5, F6
holding	MTB	Phantom Common Stock Units						3,756	30 Jan 2026	Common Stock	3,756		By Supplemental 401(k) Plan	F4, F7

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Shares issued pursuant to vesting of performance-based restricted stock units, which were granted to the reporting person on January 31, 2023, January 31, 2024 and January 31, 2025, under the M&T Bank Corporation 2019 Equity Incentive Compensation Plan (the " Equity Plan") and vested upon achievement of performance goals for the applicable performance periods.
F2	The performance-based restricted stock units were granted under the Equity Plan, and therefore the reporting person paid no price for the performance-based restricted stock units.
F3	Shares withheld for taxes upon the settlement in shares of performance-based restricted stock units previously granted to the reporting person.
F4	The information presented is as of December 31, 2025.
F5	The option vests ratably on the first, second and third anniversary of the grant date.
F6	The option was granted under the Equity Plan, and therefore the reporting person paid no price for the option.
F7	The reported phantom common stock units are held by the reporting person in a plan account maintained by M&T Bank Corporation under the M&T Bank Corporation Leadership Retirement Savings Plan and represent a like number of shares of M&T Bank Corporation common stock. The phantom common stock units are payable in cash and distributed in accordance with the terms of the plan. The reported phantom common stock units also include units acquired through the dividend reinvestment feature of the plan.