Rene F. Jones - 08 Jan 2026 Form 4 Insider Report for M&T BANK CORP (MTB)

Signature
By: Stephen T. Wilson (Attorney-In-Fact)
Issuer symbol
MTB
Transactions as of
08 Jan 2026
Net transactions value
-$424,983
Form type
4
Filing time
12 Jan 2026, 16:16:12 UTC
Previous filing
15 Dec 2025
Next filing
23 Jan 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
JONES RENE F Chairman of the Board and CEO, Director ONE M&T PLAZA, BUFFALO By: Stephen T. Wilson (Attorney-In-Fact) 12 Jan 2026 0001245773

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction MTB Common Stock Award $3,655,256 +22,215 +24% $164.54 116,480 08 Jan 2026 Direct F1
transaction MTB Common Stock Tax liability $4,080,239 -19,015 -16% $214.58 97,465 08 Jan 2026 Direct F1
holding MTB Common Stock 1,067 08 Jan 2026 By Daughter #1 F2, F3
holding MTB Common Stock 1,067 08 Jan 2026 By Daughter #2 F2, F3
holding MTB Common Stock 6,074 08 Jan 2026 By 401(k) Plan F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction MTB Option (right to buy) Options Exercise $0 -22,215 -100% $0.000000 0 08 Jan 2026 Common Stock 22,215 $164.54 Direct F5, F6
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The reported transaction occurred automatically pursuant to a Rule 10b5-1 trading plan adopted by the reporting person on September 9, 2025.
F2 Includes a fractional share credited for the period between October 1, 2025 and December 31, 2025 through participation in the M&T Bank Corporation Dividend Reinvestment Plan.
F3 These shares are owned by the daughter of the reporting person through a custodial account under the Uniform Gifts to Minors Act for which the reporting person is custodian.
F4 The information presented is as of December 31, 2025.
F5 Currently exercisable.
F6 The option was granted under an equity incentive compensation plan maintained by M&T Bank Corporation, and therefore the reporting person paid no price for the option.