| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| JONES RENE F | Chairman of the Board and CEO, Director | ONE M&T PLAZA, BUFFALO | By: Stephen T. Wilson (Attorney-In-Fact) | 10 Dec 2025 | 0001245773 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | MTB | Common Stock | Gift | $0 | -2,444 | -2.6% | $0.000000 | 92,274 | 08 Dec 2025 | Direct | F1 |
| transaction | MTB | Common Stock | Gift | $0 | +200 | +23% | $0.000000 | 1,067 | 08 Dec 2025 | By Daughter #1 | F1, F2, F3 |
| transaction | MTB | Common Stock | Gift | $0 | +200 | +23% | $0.000000 | 1,067 | 08 Dec 2025 | By Daughter #2 | F1, F2, F3 |
| holding | MTB | Common Stock | 6,030 | 08 Dec 2025 | By 401(k) Plan | F4 |
| Id | Content |
|---|---|
| F1 | The reported transaction involves a transfer of securities by gift for no consideration. |
| F2 | Includes a fractional share credited for the period between July 1, 2025 and September 30, 2025 through participation in the M&T Bank Corporation Dividend Reinvestment Plan. |
| F3 | These shares are owned by the daughter of the reporting person through a custodial account under the Uniform Gifts to Minors Act for which the reporting person is custodian. |
| F4 | The information presented is as of September 30, 2025. |