MARK A. HUGHES - 09 Jan 2026 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: EXEC. VP AND CFO
Signature: /s/ Melinda S Kilburn for Mark A Hughes, 3/18/25, Attorney-in-Fact
Issuer symbol: CZNC
Transactions as of: 09 Jan 2026
Net transactions value: +$95,197
Form type: 4
Filing time: 03 Feb 2026, 15:41:24 UTC
Previous filing: 26 Nov 2025
Next filing: 27 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
HUGHES MARK A	EXEC. VP AND CFO	8839 ROUTE 6, WELLSBORO	/s/ Melinda S Kilburn for Mark A Hughes, 3/18/25, Attorney-in-Fact	03 Feb 2026	0001242486

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Other	$6,994	+340	+1.8%	$20.57	19,064	09 Jan 2026	By ESOP	F1
transaction	CZNC	Common Stock	Award	$88,203	+4,034	+5.7%	$21.86	74,314	30 Jan 2026	Direct	F2
transaction	CZNC	Common Stock	Disposed to Issuer	$0	-186	-0.25%	$0.000000	74,128	30 Jan 2026	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Exempt acquisition via year end contribution to ESOP.
F2	Award of Restricted Stock.
F3	Forfeiture of restricted shares granted 1/31/2023 that were eligible to vest in January 2026, based on the Corporation's attainment of an earnings-based performance standard.