John M. Reber - 09 Jan 2026 Form 4 Insider Report for CITIZENS & NORTHERN CORP (CZNC)

Role: EXEC. VP
Signature: /s/ Melinda S Kilburn for John M Reber, 3/18/25, Attorney-in-Fact
Issuer symbol: CZNC
Transactions as of: 09 Jan 2026
Net transactions value: +$68,350
Form type: 4
Filing time: 03 Feb 2026, 15:59:31 UTC
Previous filing: 26 Nov 2025
Next filing: 27 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
REBER JOHN M	EXEC. VP	755 BROWN ROAD, WELLSBORO	/s/ Melinda S Kilburn for John M Reber, 3/18/25, Attorney-in-Fact	03 Feb 2026	0001225817

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	CZNC	Common Stock	Other	$6,253	+304	+3.2%	$20.57	9,835	09 Jan 2026	By ESOP	F1
transaction	CZNC	Common Stock	Award	$62,097	+2,840	+8.7%	$21.86	35,412	30 Jan 2026	Direct	F2
transaction	CZNC	Common Stock	Disposed to Issuer	$0	-129	-0.36%	$0.000000	35,283	30 Jan 2026	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Exempt acquisition via year end contribution to ESOP.
F2	Award of Restricted Stock.
F3	Forfeiture of restricted shares granted 1/31/2023 that were eligible to vest in January 2026, based on the Corporation's attainment of an earnings-based performance standard.