Bella Loykhter Allaire - 15 Dec 2025 Form 4 Insider Report for RAYMOND JAMES FINANCIAL INC (RJF)

Signature
/s/ Bella Loykhter Allaire by Jonathan J. Doyle as Attorney-in-Fact
Issuer symbol
RJF
Transactions as of
15 Dec 2025
Net transactions value
-$655,072
Form type
4
Filing time
17 Dec 2025, 08:29:52 UTC
Previous filing
04 Dec 2025
Next filing
05 Jan 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Allaire Bella Loykhter Chief Admin Officer 880 CARILLON PARKWAY, ST. PETERSBURG /s/ Bella Loykhter Allaire by Jonathan J. Doyle as Attorney-in-Fact 17 Dec 2025 0001537767

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction RJF Common Stock Options Exercise $0 +3,287 +4.1% $0.000000 83,871 15 Dec 2025 Direct F1
transaction RJF Common Stock Options Exercise $0 +3,264 +3.9% $0.000000 87,135 15 Dec 2025 Direct F1
transaction RJF Common Stock Tax liability $197,767 -1,207 -1.4% $163.85 85,928 15 Dec 2025 Direct
transaction RJF Common Stock Tax liability $199,405 -1,217 -1.4% $163.85 84,711 15 Dec 2025 Direct
transaction RJF Common Stock Tax liability $257,900 -1,574 -1.9% $163.85 83,137 15 Dec 2025 Direct
holding RJF Common Stock 1,251 15 Dec 2025 ESOP F2

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction RJF Restricted Stock Units Options Exercise $0 -3,264 -60% $0.000000 2,176 15 Dec 2025 Common Stock 3,264 Direct F1, F3
transaction RJF Restricted Stock Units Award $0 +3,661 $0.000000 3,661 15 Dec 2025 Common Stock 3,661 Direct F1, F4
transaction RJF Restricted Stock Units Options Exercise $0 -3,287 -100% $0.000000 0 15 Dec 2025 Common Stock 3,287 Direct F1
transaction RJF Restricted Stock Units Award $0 +3,357 $0.000000 3,357 15 Dec 2025 Common Stock 3,357 Direct F1, F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Each Restricted Stock Unit (RSU) represents a contingent right to receive, upon vesting of the award: (i) one share of common stock, and (ii) accrued cash in lieu of dividends.
F2 Includes shares of common stock acquired under the reporting person's Employee Stock Ownership Plan (ESOP) account through December 10, 2025.
F3 RSUs vested 60% on 12/15/2025 and will vest 20% on 12/15/2026 and 20% on 12/15/2027.
F4 RSUs vest 60% on 12/15/2028, 20% on 12/15/2029, and 20% on 12/15/2030.
F5 Award of RSUs as a portion of annual bonus under Amended and Restated 2012 Stock Incentive Plan.

Remarks:

This Form 4 reports (i) the vesting of RSUs awarded to the reporting person, (ii) dispositions by the reporting person to the issuer to cover tax liability in connection with such vesting, (iii) a grant of management RSUs to the reporting person, and (iv) a grant of RSUs as a portion of the annual bonus to the reporting person.