DAVID B. INGRAM - 01 Jan 2026 Form 4 Insider Report for Pinnacle Financial Partners, Inc.

Role: Director
Signature: /s/ Mary Maurice Young
Issuer symbol: PNFP, PNFP-PA, PNFP-PB, PNFP-PC on NYSE
Transactions as of: 01 Jan 2026
Net transactions value: $0
Form type: 4
Filing time: 05 Jan 2026, 17:38:19 UTC
Previous filing: 08 Aug 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
INGRAM DAVID B	Director	3400 OVERTON PARK DR. SE, ATLANTA	/s/ Mary Maurice Young	05 Jan 2026	0001219004

Transactions Table

Type	Sym	Class	Transaction	Shares	Shares After	Date	Ownership	Footnotes
transaction	PNFP	Common Stock	Award	+63,692	63,692	01 Jan 2026	Direct	F1
transaction	PNFP	Common Stock	Award	+79,728	79,728	01 Jan 2026	By Ingram Trust	F1
transaction	PNFP	Common Stock	Award	+2,000	2,000	01 Jan 2026	By Spouse	F1
transaction	PNFP	Fixed-Rate Non-Cum Perpetual Preferred Stock Ser C	Award	+120,000	120,000	01 Jan 2026	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On 11:59 p.m. ET on January 1, 2026 (the "Effective Time"), in accordance with the completion of the transactions contemplated by the Agreement and Plan of Merger (the "Merger Agreement"), dated as of July 24, 2025, by and among Synovus Financial Corp., a Georgia corporation, Pinnacle Financial Partners, Inc. ("Pinnacle"), a Tennessee corporation, and Pinnacle Financial Partners, Inc. (f/k/a Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), and subject to the terms and upon the conditions set forth in the Merger Agreement, each share of common stock of Pinnacle, $1.00 par value per share ("Pinnacle Common Stock"), was converted into one share of common stock of New Pinnacle, $1.00 par value per share ("New Pinnacle Common Stock").
F2	At the Effective Time, each share of Pinnacle's Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series C, no par value.

Content

On 11:59 p.m. ET on January 1, 2026 (the "Effective Time"), in accordance with the completion of the transactions contemplated by the Agreement and Plan of Merger (the "Merger Agreement"), dated as of July 24, 2025, by and among Synovus Financial Corp., a Georgia corporation, Pinnacle Financial Partners, Inc. ("Pinnacle"), a Tennessee corporation, and Pinnacle Financial Partners, Inc. (f/k/a Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), and subject to the terms and upon the conditions set forth in the Merger Agreement, each share of common stock of Pinnacle, $1.00 par value per share ("Pinnacle Common Stock"), was converted into one share of common stock of New Pinnacle, $1.00 par value per share ("New Pinnacle Common Stock").

At the Effective Time, each share of Pinnacle's Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series B, no par value, was converted into the right to receive one share of New Pinnacle's Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series C, no par value.