Christopher M. Neczypor - 19 Feb 2026 Form 4 Insider Report for LINCOLN NATIONAL CORP (LNC)

Role: EVP & CFO
Signature: /s/ Claire H. Hanna, Attorney-in-Fact
Issuer symbol: LNC
Transactions as of: 19 Feb 2026
Net transactions value: -$800,797
Form type: 4
Filing time: 23 Feb 2026, 07:34:43 UTC
Previous filing: 17 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Neczypor Christopher M	EVP & CFO	150 N. RADNOR CHESTER ROAD, RADNOR	/s/ Claire H. Hanna, Attorney-in-Fact	23 Feb 2026	0001931040

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	LNC	Common Stock	Award	$0	+48,925	+39%	$0.000000	172,904	19 Feb 2026	Direct	F1
transaction	LNC	Common Stock	Tax liability	$800,797	-19,970	-12%	$40.10	152,934	19 Feb 2026	Direct	F2
transaction	LNC	Common Stock	Award	$0	+41,148	+27%	$0.000000	194,082	19 Feb 2026	Direct	F3

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents acquisition of shares upon settlement of the performance share award for the 2023-2025 performance cycle.
F2	Tax withholding upon settlement of performance share award.
F3	Grant of restricted stock units representing a contingent right to receive shares of LNC common stock. The restricted stock units vest on February 19, 2029.