| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Szczepaniak Mark R | Chief Financial Officer | C/O VELOCITY FINANCIAL, INC., 2945 TOWNSGATE ROAD, SUITE 110, WESTLAKE VILLAGE | /s/ Roland T. Kelly, by power of attorney | 22 Jan 2026 | 0001794812 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | VEL | Common Stock | Tax liability | $65,894 | -3,374 | -6% | $19.53 | 52,754 | 21 Jan 2026 | Held through a family trust | F1 |
| holding | VEL | Common Stock | 131,259 | 21 Jan 2026 | Direct |
| Id | Content |
|---|---|
| F1 | Shares withheld and retained by Velocity as payment for tax liabilities resulting from the vesting of previously granted restricted stock. |