| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Szczepaniak Mark R | Chief Financial Officer | C/O VELOCITY FINANCIAL, INC., 2945 TOWNSGATE ROAD, SUITE 110, WESTLAKE VILLAGE | /s/ Roland T. Kelly, by power of attorney | 15 Jan 2026 | 0001794812 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | VEL | Common Stock | Tax liability | $79,568 | -4,255 | -4.1% | $18.70 | 99,194 | 13 Jan 2026 | Direct | F1 |
| holding | VEL | Common Stock | 51,502 | 13 Jan 2026 | Held through a family trust |
| Id | Content |
|---|---|
| F1 | Shares withheld and retained by Velocity as payment for tax liabilities resulting from the vesting of previously granted restricted stock. |