Kim C. Liddell - 12 Mar 2026 Form 4 Insider Report for Lake Shore Bancorp, Inc. /MD/ (LSBK)

Signature
/s/ Taylor M. Gilden, Pursuant to Power of Attorney
Issuer symbol
LSBK
Transactions as of
12 Mar 2026
Net transactions value
$0
Form type
4
Filing time
13 Mar 2026, 16:41:53 UTC
Previous filing
18 Jul 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
LIDDELL KIM C Dir., Pres. and CEO of Bank 31 EAST FOURTH STREET, DUNKIRK /s/ Taylor M. Gilden, Pursuant to Power of Attorney 13 Mar 2026 0001282955

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction LSBK Common Stock Tax liability -765 -1.2% $15.43* 64,713 12 Mar 2026 Direct F1, F2, F3
holding LSBK Common Stock 10,000 12 Mar 2026 By Spouse
holding LSBK Common Stock 41,661 12 Mar 2026 By IRA
holding LSBK Common Stock 677 12 Mar 2026 By ESOP F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 The reporting person elected to pay for a tax liability by withholding securities incident to the vesting of a security (restricted stock) based on a market price of $15.43 per share.
F2 Includes 6,363 remaining shares of restricted stock that were granted on March 12, 2025 and vest in four equal annual installments beginning on the first anniversary of the grant. 2,121 shares vested on March 12, 2026.
F3 Includes 5,247 remaining shares of restricted stock that were granted on April 23, 2024 and vest in four equal annual installments beginning on the first anniversary of the grant. 1,748 shares vested on April 23, 2025.
F4 These shares were acquired pursuant to an Employee Stock Ownership Plan Allocation.