Thomas J. Dickman - 27 Feb 2026 Form 4 Insider Report for Fold Holdings, Inc. (FLD)

Signature
/s/ Audrey Bartosh, Attorney-in-Fact
Issuer symbol
FLD
Transactions as of
27 Feb 2026
Net transactions value
+$6,339
Form type
4
Filing time
03 Mar 2026, 21:30:06 UTC
Previous filing
20 Feb 2026

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Dickman Thomas J Chief Technology Officer 2942 NORTH 24TH ST, SUITE 115, #42035, PHOENIX /s/ Audrey Bartosh, Attorney-in-Fact 03 Mar 2026 0002057497

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction FLD Common Stock Options Exercise +17 +0.01% 327,198 27 Feb 2026 Direct F2
transaction FLD Common Stock Award $6,350 +5,000 +1.5% $1.27 332,198 27 Feb 2026 Direct F5, F6
transaction FLD Common Stock Sale $11.38 -8 -0% $1.42 332,190 02 Mar 2026 Direct F7

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction FLD Restricted Stock Units Options Exercise -17 -100% 0 27 Feb 2026 Common Stock 310 Direct F1, F3, F4
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Not applicable.
F2 Restricted stock units convert into common stock on a one-for-one basis.
F3 Represents securities received as part of the Issuer's business combination, in connection with that certain Agreement and Plan of Merger, dated as of July 24, 2024 (the "Merger Agreement"), by and among the Issuer (formerly FTAC Emerald Acquisition Corp.), FTAC EMLD Merger Sub Inc. and Fold, Inc. ("Legacy Fold"), pursuant to which each outstanding Legacy Fold RSU Award was automatically converted into an award of restricted stock units covering a number of shares of the Issuer's Common Stock based on the exchange ratio described in the Issuer's Registration Statement on Form S-4, as amended (Reg. No. 333-282520).
F4 The restricted stock units vest as to one-fourth of the underlying shares beginning on September 1, 2024 and thereafter in 48 equal monthly installments, subject to Mr. Dickman's continued service through the applicable vesting date and a liquidity event vesting condition. The liquidity event vesting condition was deemed met upon the Merger.
F5 Shares were purchased pursuant to the Company's 2025 Employee Stock Purchase Plan, under which Participant agrees to payroll deductions prior to the commencement of a six month offering period whereby the payroll deductions are accumulated for the purchase of shares at the end of the offering period.
F6 The purchase price is calculated by giving a 15% discount on the average selling price of the Company's common stock price on February 27, 2026, the last trading day of the offering period.
F7 The sale reported on this Form 4 represents shares sold by Mr. Dickman to cover tax withholding obligations in connection with the vesting and settlement of restricted stock units. The sale is mandated by the Issuer's election to require the satisfaction of tax withholding obligations to be funded by a "sell to cover" transaction and does not represent a discretionary transaction by Mr. Dickman.

Remarks:

Exhibit 24 - Power of Attorney (incorporated by reference to Exhibit 24 to that Form 4 filed by the Reporting Person on February 20, 2026)