James Shook - 03 Nov 2025 Form 4 Insider Report for NORWOOD FINANCIAL CORP (NWFL)

Role: Director
Signature: /s/James Shook by John M. McCaffery, Attorney-in-Fact
Issuer symbol: NWFL
Transactions as of: 03 Nov 2025
Net transactions value: +$4,344
Form type: 4
Filing time: 13 Feb 2026, 16:24:26 UTC
Previous filing: 28 Oct 2025
Next filing: 18 Dec 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Shook James	Director	717 MAIN STREET, HONESDALE	/s/James Shook by John M. McCaffery, Attorney-in-Fact	13 Feb 2026	0002090760

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	NWFL	Common Stock	Gift	$0	-409	-100%	$0.000000	0	03 Nov 2025	Lake Region Supermarket Inc.
transaction	NWFL	Common Stock	Gift	$0	+409	+8.5%	$0.000000	5,239	03 Nov 2025	Direct
transaction	NWFL	Common Stock	Award	$2,984	+105	+1.2%	$28.42	8,844	12 Jan 2026	Direct	F1
transaction	NWFL	Common Stock	Award	$1,360	+43	+0.49%	$31.62	8,887	11 Feb 2026	Direct	F1
holding	NWFL	Common Stock						825	03 Nov 2025	Restricted Stock	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Director Retainer Shares issued under the 2024 Equity Incentive Plan.
F2	Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.