Jeffrey M. Werdein - 31 Dec 2025 Form 5 Insider Report for Lake Shore Bancorp, Inc. /MD/ (LSBK)

Role
EVP-Commercial Division
Signature
/s/ Taylor M. Gilden, pursuant to power of attorney
Issuer symbol
LSBK
Transactions as of
31 Dec 2025
Net transactions value
$0
Form type
5
Filing time
13 Feb 2026, 16:00:03 UTC
Previous filing
18 Jul 2025
SEC
View on sec.gov

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Werdein Jeffrey M. EVP-Commercial Division C/O 31 EAST FOURTH STREET, DUNKIRK /s/ Taylor M. Gilden, pursuant to power of attorney 13 Feb 2026 0001616460

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
holding LSBK Common Stock 51,900 31 Dec 2025 Direct F1, F2
holding LSBK Common Stock 20,000 31 Dec 2025 By IRA
holding LSBK Common Stock 6,510 31 Dec 2025 By ESOP F3
holding LSBK Common Stock 2,000 31 Dec 2025 By Spouse
holding LSBK Common Stock 1,056 31 Dec 2025 By Son F4

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
holding LSBK Stock Option (Right to Buy) 23,132 31 Dec 2025 Common Stock 23,132 $10.62 Direct F5
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Includes 4,084 shares of restricted stock which vest in four equal annual installments beginning on March 12, 2026.
F2 Includes 2,575 remaining shares of restricted stock that were granted on April 23, 2024 and vest in four equal annual installments beginning on the first anniversary of the grant. 858 shares vested on April 23, 2025.
F3 These shares were acquired pursuant to an Employee Stock Ownership Plan Allocation
F4 Includes 56 shares which were inadvertently excluded in the Reporting Person's previously filed Form 3.
F5 Options are fully vested.