Madeline Marquez V - 22 Jan 2026 Form 4 Insider Report for Ponce Financial Group, Inc. (PDLB)

Signature
/s/Megan Foscaldi, as attorney in fact
Issuer symbol
PDLB
Transactions as of
22 Jan 2026
Net transactions value
+$180,620
Form type
4
Filing time
26 Jan 2026, 21:42:37 UTC
Previous filing
10 Dec 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Marquez Madeline V. Chief External Affairs Officer 2244 WESTCHESTER AVENUE, BRONX /s/Megan Foscaldi, as attorney in fact 26 Jan 2026 0001717603

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PDLB Premium Stock Options Award $18,570 +1,000 $18.57 1,000 22 Jan 2026 Common Stock 1,000 $18.57 Direct
transaction PDLB Premium Stock Options Award $18,910 +1,000 $18.91 1,000 22 Jan 2026 Common Stock 1,000 $18.91 Direct
transaction PDLB Premium Stock Options Award $19,240 +1,000 $19.24 1,000 22 Jan 2026 Common Stock 1,000 $19.24 Direct
transaction PDLB Premium Stock Options Award $19,580 +1,000 $19.58 1,000 22 Jan 2026 Common Stock 1,000 $19.58 Direct
transaction PDLB Premium Stock Options Award $19,920 +1,000 $19.92 1,000 22 Jan 2026 Common Stock 1,000 $19.92 Direct
transaction PDLB Stock Options Award $84,400 +5,000 $16.88 5,000 22 Jan 2026 Common Stock 5,000 $16.88 Direct F1
holding PDLB Premium Stock Options 1,000 22 Jan 2026 Common Stock 1,000 $10.33 Direct
holding PDLB Premium Stock Options 1,000 22 Jan 2026 Common Stock 1,000 $10.52 Direct
holding PDLB Premium Stock Options 1,000 22 Jan 2026 Common Stock 1,000 $10.70 Direct
holding PDLB Premium Stock Options 1,000 22 Jan 2026 Common Stock 1,000 $10.89 Direct
holding PDLB Premium Stock Options 1,000 22 Jan 2026 Common Stock 1,000 $11.08 Direct
holding PDLB Non-Premium Stock Options 5,000 22 Jan 2026 Common Stock 5,000 $13.31 Direct F2
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 Stock options vest annually at a rate of 20% commencing on January 22, 2027
F2 Non-Premium Stock Options vest annually at a rate of 20% per year commencing on February 4, 2026